IFSC Code of The Nawanagar Cooperative Bank Ltd, Udyognagar Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to The Nawanagar Cooperative Bank Ltd's UDYOGNAGAR BRANCH branch in JAMNAGAR, GUJARAT. The branch's IFSC code TNCB0000003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TNCB0000003 is the IFSC of The Nawanagar Cooperative Bank Ltd's UDYOGNAGAR BRANCH branch. The format is fixed: TNCB = bank code, 0 = reserved, 000003 = branch identifier.

About The Nawanagar Cooperative Bank Ltd

The Nawanagar Cooperative Bank Ltd operates a wide network of branches across India, including the Udyognagar Branch branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TNCB0000003.

About the Udyognagar Branch branch

The Udyognagar Branch branch of The Nawanagar Cooperative Bank Ltd is situated at NAWANAGAR BANK BHAVAN, HIRJI MISTRY ROAD,OPP. PRANAMI SCHOOL, JAMNAGAR -361004. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TNCB0000003 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Nawanagar Cooperative Bank Ltd's UDYOGNAGAR BRANCH branch came to be assigned the code TNCB0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TNCB0000003, money simply cannot be routed to the UDYOGNAGAR BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Nawanagar Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TNCB0000003 and the account number together uniquely identify the Udyognagar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TNCB0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TNCB0000003 across all three.

NEFT to The Nawanagar Cooperative Bank Ltd, UDYOGNAGAR BRANCH using IFSC TNCB0000003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TNCB0000003, and confirm that the system picks up The Nawanagar Cooperative Bank Ltd – UDYOGNAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TNCB0000003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Nawanagar Cooperative Bank Ltd – UDYOGNAGAR BRANCH, ensure your bank's portal accepts IFSC TNCB0000003 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Nawanagar Cooperative Bank Ltd UDYOGNAGAR BRANCH (IFSC TNCB0000003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TNCB0000003 in your mobile or internet banking app, and the money is credited to the UDYOGNAGAR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Udyognagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TNCB0000003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UDYOGNAGAR BRANCH is still linked to IFSC TNCB0000003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TNCB0000003

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Nawanagar Cooperative Bank Ltd – UDYOGNAGAR BRANCH is still mapped to IFSC TNCB0000003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TNCB0000003 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Udyognagar Branch branch is mapped to IFSC TNCB0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of The Nawanagar Cooperative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TNCB0000003.

Banking services available

The Udyognagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 288-2563939.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TNCB0000003

Digital banking channels

Most day-to-day work that customers used to do at the Udyognagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TNCB0000003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Udyognagar Branch branch

The branch is located at NAWANAGAR BANK BHAVAN, HIRJI MISTRY ROAD,OPP. PRANAMI SCHOOL, JAMNAGAR -361004, which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Nawanagar Cooperative Bank Ltd Udyognagar Branch branch” — the verified location pin for IFSC TNCB0000003 should appear at the top of the results.
2. Confirm the branch is open by calling 288-2563939 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TNCB0000003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Nawanagar Cooperative Bank Ltd – UDYOGNAGAR BRANCH:

• The IFSC is exactly TNCB0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Nawanagar Cooperative Bank Ltd as the bank name and UDYOGNAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Udyognagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TNCB0000003 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TNCB0000003 for The Nawanagar Cooperative Bank Ltd – UDYOGNAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: TNCB0000003 is the IFSC code of The Nawanagar Cooperative Bank Ltd, UDYOGNAGAR BRANCH branch, in JAMNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.