IFSC Code of The Nawanagar Cooperative Bank Ltd, Khodiyar Colony Branch Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Nawanagar Cooperative Bank Ltd, KHODIYAR COLONY BRANCH branch in JAMNAGAR. The 11-digit IFSC TNCB0000009 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Nawanagar Cooperative Bank Ltd at the KHODIYAR COLONY BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Nawanagar Cooperative Bank Ltd's KHODIYAR COLONY BRANCH branch, the IFSC TNCB0000009 breaks down as follows: TNCB identifies the bank, 0 is the reserved character, and 000009 identifies this particular branch.

Bank profile

The Nawanagar Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Khodiyar Colony Branch branch — IFSC TNCB0000009 — extends the bank's services to customers in and around Jamnagar, Gujarat.

Branch details at a glance

About the Khodiyar Colony Branch branch

The Khodiyar Colony Branch branch of The Nawanagar Cooperative Bank Ltd is situated at SHOP NO. 7-8 MAYUR COMPLEX, KHODIYAR COLONY, JAMNAGAR -361006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TNCB0000009 is used.

Why every The Nawanagar Cooperative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHODIYAR COLONY BRANCH of The Nawanagar Cooperative Bank Ltd — its own 11-character IFSC. The code TNCB0000009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TNCB0000009 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Khodiyar Colony Branch branch

Once you have an account at The Nawanagar Cooperative Bank Ltd – KHODIYAR COLONY BRANCH, the IFSC TNCB0000009 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Khodiyar Colony Branch branch can access most of The Nawanagar Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TNCB0000009

How to transfer money using IFSC TNCB0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TNCB0000009 across all three.

How to use IFSC TNCB0000009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Nawanagar Cooperative Bank Ltd's KHODIYAR COLONY BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TNCB0000009.
4. Confirm the bank name auto-populates as The Nawanagar Cooperative Bank Ltd and the branch as KHODIYAR COLONY BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TNCB0000009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Nawanagar Cooperative Bank Ltd – KHODIYAR COLONY BRANCH, ensure your bank's portal accepts IFSC TNCB0000009 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Nawanagar Cooperative Bank Ltd KHODIYAR COLONY BRANCH (IFSC TNCB0000009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TNCB0000009 in your mobile or internet banking app, and the money is credited to the KHODIYAR COLONY BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Khodiyar Colony Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TNCB0000009:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHODIYAR COLONY BRANCH is still linked to IFSC TNCB0000009.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TNCB0000009

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Nawanagar Cooperative Bank Ltd – KHODIYAR COLONY BRANCH is still mapped to IFSC TNCB0000009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TNCB0000009 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Khodiyar Colony Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TNCB0000009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Nawanagar Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TNCB0000009 and the account number together uniquely identify the Khodiyar Colony Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Nawanagar Cooperative Bank Ltd – KHODIYAR COLONY BRANCH:

• The IFSC is exactly TNCB0000009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Nawanagar Cooperative Bank Ltd as the bank name and KHODIYAR COLONY BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Khodiyar Colony Branch branch

The branch is located at SHOP NO. 7-8 MAYUR COMPLEX, KHODIYAR COLONY, JAMNAGAR -361006, which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Nawanagar Cooperative Bank Ltd Khodiyar Colony Branch branch” — the verified location pin for IFSC TNCB0000009 should appear at the top of the results.
2. Confirm the branch is open by calling 288-2712134 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TNCB0000009 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TNCB0000009 for The Nawanagar Cooperative Bank Ltd – KHODIYAR COLONY BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Khodiyar Colony Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TNCB0000009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TNCB0000009 is the IFSC code of The Nawanagar Cooperative Bank Ltd, KHODIYAR COLONY BRANCH branch, in JAMNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.