IFSC Code of The Navnirman Cooperative Bank Limited, Navrangpura Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Navnirman Cooperative Bank Limited, NAVRANGPURA branch in AHMEDABAD. The 11-digit IFSC NVNM0000009 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Navnirman Cooperative Bank Limited at the NAVRANGPURA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Navnirman Cooperative Bank Limited's NAVRANGPURA branch, the IFSC NVNM0000009 breaks down as follows: NVNM identifies the bank, 0 is the reserved character, and 000009 identifies this particular branch.

Branch details at a glance

About The Navnirman Cooperative Bank Limited

The Navnirman Cooperative Bank Limited operates a wide network of branches across India, including the Navrangpura branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, NVNM0000009.

Navrangpura branch overview

Located at NAVNIRMAN BANK BHAVAN, SHRIMALI SOCIETY, RASALA MARG, NAVRANGPURA,, the Navrangpura branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NVNM0000009 is required for all interbank electronic transfers routed through this branch.

Why every The Navnirman Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAVRANGPURA of The Navnirman Cooperative Bank Limited — its own 11-character IFSC. The code NVNM0000009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NVNM0000009 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC NVNM0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NVNM0000009 across all three.

How to use IFSC NVNM0000009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Navnirman Cooperative Bank Limited's NAVRANGPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NVNM0000009.
4. Confirm the bank name auto-populates as The Navnirman Cooperative Bank Limited and the branch as NAVRANGPURA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NAVRANGPURA

If you need to transfer ₹2 lakh or more in one go to an account at The Navnirman Cooperative Bank Limited's NAVRANGPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NVNM0000009 while initiating the transfer and the credit will appear within minutes.

IMPS to The Navnirman Cooperative Bank Limited NAVRANGPURA (IFSC NVNM0000009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NVNM0000009 in your mobile or internet banking app, and the money is credited to the NAVRANGPURA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Navrangpura

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NVNM0000009:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAVRANGPURA is still linked to IFSC NVNM0000009.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Navnirman Cooperative Bank Limited's NAVRANGPURA branch, the IFSC NVNM0000009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Navrangpura branch is mapped to IFSC NVNM0000009 on the RBI payments network. The branch generally supports the full retail product catalogue of The Navnirman Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NVNM0000009.

Banking services available

The Navrangpura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-26463817.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NVNM0000009

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Navnirman Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NVNM0000009 and the account number together uniquely identify the Navrangpura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC NVNM0000009

The Navnirman Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAVRANGPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NVNM0000009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC NVNM0000009

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Navnirman Cooperative Bank Limited – NAVRANGPURA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: NVNM0000009.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Navrangpura branch sits at NAVNIRMAN BANK BHAVAN, SHRIMALI SOCIETY, RASALA MARG, NAVRANGPURA,. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26463817 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NVNM0000009 and your account number.

Verifying IFSC NVNM0000009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NVNM0000009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-26463817.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Navrangpura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NVNM0000009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NVNM0000009 belongs to The Navnirman Cooperative Bank Limited's NAVRANGPURA branch, located at NAVNIRMAN BANK BHAVAN, SHRIMALI SOCIETY, RASALA MARG, NAVRANGPURA, in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.