IFSC Code of The Navnirman Cooperative Bank Limited, Naranpura Branch, Gujarat

If you are searching for the IFSC code of The Navnirman Cooperative Bank Limited, NARANPURA branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is NVNM0000010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NARANPURA branch, and detailed step-by-step guides for using the IFSC NVNM0000010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Navnirman Cooperative Bank Limited's NARANPURA branch, the IFSC NVNM0000010 breaks down as follows: NVNM identifies the bank, 0 is the reserved character, and 000010 identifies this particular branch.

About the bank

The Navnirman Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Naranpura branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code NVNM0000010 for all electronic settlement.

About this branch

The branch is located at 2-SHIVALAY APPARTMENT, NEAR SARDAR PATEL COLONY, NARANPURA,. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Navnirman Cooperative Bank Limited. The IFSC NVNM0000010 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Navnirman Cooperative Bank Limited's NARANPURA branch came to be assigned the code NVNM0000010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NVNM0000010, money simply cannot be routed to the NARANPURA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Navnirman Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NVNM0000010 and the account number together uniquely identify the Naranpura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC NVNM0000010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NVNM0000010 across all three.

NEFT to The Navnirman Cooperative Bank Limited, NARANPURA using IFSC NVNM0000010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NVNM0000010, and confirm that the system picks up The Navnirman Cooperative Bank Limited – NARANPURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NARANPURA

If you need to transfer ₹2 lakh or more in one go to an account at The Navnirman Cooperative Bank Limited's NARANPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NVNM0000010 while initiating the transfer and the credit will appear within minutes.

IMPS to The Navnirman Cooperative Bank Limited NARANPURA (IFSC NVNM0000010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NVNM0000010 in your mobile or internet banking app, and the money is credited to the NARANPURA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Naranpura

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NVNM0000010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NARANPURA is still linked to IFSC NVNM0000010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC NVNM0000010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Navnirman Cooperative Bank Limited – NARANPURA is still mapped to IFSC NVNM0000010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NVNM0000010 and the beneficiary's account number to complete the transfer.

Account types you can open at the Naranpura branch

Once you have an account at The Navnirman Cooperative Bank Limited – NARANPURA, the IFSC NVNM0000010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Naranpura branch can access most of The Navnirman Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NVNM0000010

Online banking and IFSC NVNM0000010

The Navnirman Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NARANPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NVNM0000010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Naranpura branch sits at 2-SHIVALAY APPARTMENT, NEAR SARDAR PATEL COLONY, NARANPURA,. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-27680747 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NVNM0000010 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Navnirman Cooperative Bank Limited – NARANPURA:

• The IFSC is exactly NVNM0000010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Navnirman Cooperative Bank Limited as the bank name and NARANPURA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Naranpura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NVNM0000010, however, work 24x7.

Verifying IFSC NVNM0000010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NVNM0000010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-27680747.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: NVNM0000010 is the IFSC code of The Navnirman Cooperative Bank Limited, NARANPURA branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.