IFSC Code of The Navnirman Cooperative Bank Limited, Kathawada Branch, Gujarat

If you are searching for the IFSC code of The Navnirman Cooperative Bank Limited, KATHAWADA branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is NVNM0000015. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KATHAWADA branch, and detailed step-by-step guides for using the IFSC NVNM0000015 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Navnirman Cooperative Bank Limited – KATHAWADA is NVNM0000015. The first four letters NVNM are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000015 map to this branch in AHMEDABAD, GUJARAT.

About the bank

The Navnirman Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kathawada branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code NVNM0000015 for all electronic settlement.

About the Kathawada branch

The Kathawada branch of The Navnirman Cooperative Bank Limited is situated at 3,4 HARIKRUPA INDUSTRIAL ESTATE,NEAR VALABAPA TEMPLE,ROAD NO.5,RAJIVNAGAR ROAD,KATHAWADA GIDC,KATHAWADA,AHMEDABAD.PIN-382430. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NVNM0000015 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Navnirman Cooperative Bank Limited's KATHAWADA branch came to be assigned the code NVNM0000015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NVNM0000015, money simply cannot be routed to the KATHAWADA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kathawada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NVNM0000015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC NVNM0000015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NVNM0000015 across all three.

How to use IFSC NVNM0000015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Navnirman Cooperative Bank Limited's KATHAWADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NVNM0000015.
4. Confirm the bank name auto-populates as The Navnirman Cooperative Bank Limited and the branch as KATHAWADA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KATHAWADA

If you need to transfer ₹2 lakh or more in one go to an account at The Navnirman Cooperative Bank Limited's KATHAWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NVNM0000015 while initiating the transfer and the credit will appear within minutes.

IMPS to The Navnirman Cooperative Bank Limited KATHAWADA (IFSC NVNM0000015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NVNM0000015 in your mobile or internet banking app, and the money is credited to the KATHAWADA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NVNM0000015 for The Navnirman Cooperative Bank Limited – KATHAWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kathawada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NVNM0000015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Navnirman Cooperative Bank Limited – KATHAWADA is still mapped to IFSC NVNM0000015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NVNM0000015 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kathawada branch is mapped to IFSC NVNM0000015 on the RBI payments network. The branch generally supports the full retail product catalogue of The Navnirman Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NVNM0000015.

Banking services available

The Kathawada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-29705754.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NVNM0000015

Digital banking channels

Most day-to-day work that customers used to do at the Kathawada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NVNM0000015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Kathawada branch sits at 3,4 HARIKRUPA INDUSTRIAL ESTATE,NEAR VALABAPA TEMPLE,ROAD NO.5,RAJIVNAGAR ROAD,KATHAWADA GIDC,KATHAWADA,AHMEDABAD.PIN-382430. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-29705754 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NVNM0000015 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Navnirman Cooperative Bank Limited – KATHAWADA:

• The IFSC is exactly NVNM0000015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Navnirman Cooperative Bank Limited as the bank name and KATHAWADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Kathawada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NVNM0000015 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NVNM0000015 for The Navnirman Cooperative Bank Limited – KATHAWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: NVNM0000015 is the IFSC code of The Navnirman Cooperative Bank Limited, KATHAWADA branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.