IFSC Code of The Navnirman Cooperative Bank Limited, Dariapur Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Navnirman Cooperative Bank Limited, DARIAPUR branch in AHMEDABAD. The 11-digit IFSC NVNM0000002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Navnirman Cooperative Bank Limited at the DARIAPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NVNM0000002 is the IFSC of The Navnirman Cooperative Bank Limited's DARIAPUR branch. The format is fixed: NVNM = bank code, 0 = reserved, 000002 = branch identifier.

About the bank

The Navnirman Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dariapur branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code NVNM0000002 for all electronic settlement.

Dariapur branch overview

Located at RAVI CHAMBER, OPP. DARIYAPURE GATE, DARIYAPUR,, the Dariapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NVNM0000002 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Navnirman Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DARIAPUR of The Navnirman Cooperative Bank Limited — its own 11-character IFSC. The code NVNM0000002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NVNM0000002 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Dariapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NVNM0000002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC NVNM0000002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NVNM0000002 across all three.

How to use IFSC NVNM0000002 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Navnirman Cooperative Bank Limited's DARIAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NVNM0000002.
4. Confirm the bank name auto-populates as The Navnirman Cooperative Bank Limited and the branch as DARIAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DARIAPUR

If you need to transfer ₹2 lakh or more in one go to an account at The Navnirman Cooperative Bank Limited's DARIAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NVNM0000002 while initiating the transfer and the credit will appear within minutes.

IMPS to The Navnirman Cooperative Bank Limited DARIAPUR (IFSC NVNM0000002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NVNM0000002 in your mobile or internet banking app, and the money is credited to the DARIAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NVNM0000002 for The Navnirman Cooperative Bank Limited – DARIAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dariapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NVNM0000002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Navnirman Cooperative Bank Limited – DARIAPUR is still mapped to IFSC NVNM0000002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NVNM0000002 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dariapur branch is mapped to IFSC NVNM0000002 on the RBI payments network. The branch generally supports the full retail product catalogue of The Navnirman Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NVNM0000002.

Banking services available

The Dariapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-22166911.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NVNM0000002

Online banking and IFSC NVNM0000002

The Navnirman Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DARIAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NVNM0000002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Dariapur branch sits at RAVI CHAMBER, OPP. DARIYAPURE GATE, DARIYAPUR,. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-22166911 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NVNM0000002 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Navnirman Cooperative Bank Limited – DARIAPUR:

• The IFSC is exactly NVNM0000002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Navnirman Cooperative Bank Limited as the bank name and DARIAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dariapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NVNM0000002, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NVNM0000002 for The Navnirman Cooperative Bank Limited – DARIAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: NVNM0000002 is the IFSC code of The Navnirman Cooperative Bank Limited, DARIAPUR branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.