If you are searching for the IFSC code of The Nainital Bank Limited, DALIGANJ LUCKNOW branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is NTBL0LUC166. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DALIGANJ LUCKNOW branch, and detailed step-by-step guides for using the IFSC NTBL0LUC166 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Nainital Bank Limited – DALIGANJ LUCKNOW is NTBL0LUC166. The first four letters NTBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters LUC166 map to this branch in LUCKNOW, UTTAR PRADESH.
Branch details at a glance
| Bank Name | The Nainital Bank Limited |
|---|---|
| Branch | Daliganj Lucknow |
| IFSC Code | NTBL0LUC166 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE NAINITAL BANK LIMITED,MAIN MARKET , DALIAGANJ LUCKNOW -226020 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 0 |
| Phone | 9068473330 |
Bank profile
The Nainital Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Daliganj Lucknow branch — IFSC NTBL0LUC166 — extends the bank's services to customers in and around Lucknow, Uttar Pradesh.
About the Daliganj Lucknow branch
The Daliganj Lucknow branch of The Nainital Bank Limited is situated at THE NAINITAL BANK LIMITED,MAIN MARKET , DALIAGANJ LUCKNOW -226020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NTBL0LUC166 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Nainital Bank Limited's DALIGANJ LUCKNOW branch came to be assigned the code NTBL0LUC166.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NTBL0LUC166, money simply cannot be routed to the DALIGANJ LUCKNOW branch electronically.
How to transfer money using IFSC NTBL0LUC166
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NTBL0LUC166 across all three.
NEFT to The Nainital Bank Limited, DALIGANJ LUCKNOW using IFSC NTBL0LUC166
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NTBL0LUC166, and confirm that the system picks up The Nainital Bank Limited – DALIGANJ LUCKNOW. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DALIGANJ LUCKNOW
If you need to transfer ₹2 lakh or more in one go to an account at The Nainital Bank Limited's DALIGANJ LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NTBL0LUC166 while initiating the transfer and the credit will appear within minutes.
IMPS to The Nainital Bank Limited DALIGANJ LUCKNOW (IFSC NTBL0LUC166)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NTBL0LUC166 in your mobile or internet banking app, and the money is credited to the DALIGANJ LUCKNOW branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC NTBL0LUC166 for The Nainital Bank Limited – DALIGANJ LUCKNOW, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – NTBL0LUC166 | Yes – NTBL0LUC166 | Yes – NTBL0LUC166 |
For most retail customers crediting the Daliganj Lucknow branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Nainital Bank Limited's DALIGANJ LUCKNOW branch, the IFSC NTBL0LUC166 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Daliganj Lucknow branch
Once you have an account at The Nainital Bank Limited – DALIGANJ LUCKNOW, the IFSC NTBL0LUC166 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Daliganj Lucknow branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9068473330.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC NTBL0LUC166
MICR & cheque-truncation details
Cheques drawn on the Daliganj Lucknow branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NTBL0LUC166 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC NTBL0LUC166
The Nainital Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DALIGANJ LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NTBL0LUC166 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC NTBL0LUC166
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Nainital Bank Limited – DALIGANJ LUCKNOW, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
NTBL0LUC166. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Daliganj Lucknow branch sits at THE NAINITAL BANK LIMITED,MAIN MARKET , DALIAGANJ LUCKNOW -226020. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 9068473330 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NTBL0LUC166 and your account number.
Verifying IFSC NTBL0LUC166 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NTBL0LUC166 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9068473330.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Daliganj Lucknow branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NTBL0LUC166, however, work 24x7.
Branch address & contact
The Nainital Bank LimitedDaliganj Lucknow Branch
THE NAINITAL BANK LIMITED,MAIN MARKET , DALIAGANJ LUCKNOW -226020
Lucknow, Uttar Pradesh
Phone: 9068473330
IFSC: NTBL0LUC166
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Daliganj Lucknow branch but serve different purposes.
Can I use IFSC NTBL0LUC166 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NTBL0LUC166 to send funds instantly.
How quickly will an NEFT transfer using NTBL0LUC166 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Nainital Bank Limited – Daliganj Lucknow reflect within 30 minutes.
What is the phone number of The Nainital Bank Limited Daliganj Lucknow branch?
You can reach the branch at 9068473330 during regular banking hours.
How do I add The Nainital Bank Limited Daliganj Lucknow as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC NTBL0LUC166, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC NTBL0LUC166 the same for all accounts at Daliganj Lucknow branch?
Yes. The IFSC NTBL0LUC166 is shared by every account held at The Nainital Bank Limited's Daliganj Lucknow branch. Only the account number changes from customer to customer.
Final notes
To recap: NTBL0LUC166 is the IFSC code of The Nainital Bank Limited, DALIGANJ LUCKNOW branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
