IFSC Code of The Nainital Bank Limited, Bharatpur, Kunda Branch, Uttarakhand

If you are searching for the IFSC code of The Nainital Bank Limited, BHARATPUR, KUNDA branch in KUNDA JASPUR, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is NTBL0BHA157. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHARATPUR, KUNDA branch, and detailed step-by-step guides for using the IFSC NTBL0BHA157 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Nainital Bank Limited – BHARATPUR, KUNDA is NTBL0BHA157. The first four letters NTBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BHA157 map to this branch in KUNDA JASPUR, UTTARAKHAND.

Bank profile

The Nainital Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bharatpur, Kunda branch — IFSC NTBL0BHA157 — extends the bank's services to customers in and around Kunda Jaspur, Uttarakhand.

About this branch

The branch is located at THE NAINITAL BANK LIMITED, MAIN CHAURAHA, VILLAGE BHARATPUR, KUNDA,TEHSIL JASPUR, DISTT-U.S.NAGAR, UTTARAKHAND-244713. It serves the Kunda Jaspur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Nainital Bank Limited. The IFSC NTBL0BHA157 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Nainital Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHARATPUR, KUNDA of The Nainital Bank Limited — its own 11-character IFSC. The code NTBL0BHA157 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NTBL0BHA157 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Bharatpur, Kunda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NTBL0BHA157 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC NTBL0BHA157

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NTBL0BHA157 across all three.

NEFT to The Nainital Bank Limited, BHARATPUR, KUNDA using IFSC NTBL0BHA157

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NTBL0BHA157, and confirm that the system picks up The Nainital Bank Limited – BHARATPUR, KUNDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC NTBL0BHA157

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Nainital Bank Limited – BHARATPUR, KUNDA, ensure your bank's portal accepts IFSC NTBL0BHA157 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Nainital Bank Limited BHARATPUR, KUNDA (IFSC NTBL0BHA157)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NTBL0BHA157 in your mobile or internet banking app, and the money is credited to the BHARATPUR, KUNDA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NTBL0BHA157 for The Nainital Bank Limited – BHARATPUR, KUNDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bharatpur, Kunda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Nainital Bank Limited's BHARATPUR, KUNDA branch, the IFSC NTBL0BHA157 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bharatpur, Kunda branch is mapped to IFSC NTBL0BHA157 on the RBI payments network. The branch generally supports the full retail product catalogue of The Nainital Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NTBL0BHA157.

Products and services

Customers walking into the Bharatpur, Kunda branch can access most of The Nainital Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NTBL0BHA157

Digital banking channels

Most day-to-day work that customers used to do at the Bharatpur, Kunda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NTBL0BHA157 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Bharatpur, Kunda branch sits at THE NAINITAL BANK LIMITED, MAIN CHAURAHA, VILLAGE BHARATPUR, KUNDA,TEHSIL JASPUR, DISTT-U.S.NAGAR, UTTARAKHAND-244713. If you are travelling from outside Kunda Jaspur, search for the branch on a maps application using the bank name and locality, or call 7217016176 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NTBL0BHA157 and your account number.

Common mistakes to avoid when using IFSC NTBL0BHA157

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Nainital Bank Limited – BHARATPUR, KUNDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: NTBL0BHA157.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Bharatpur, Kunda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NTBL0BHA157 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NTBL0BHA157 for The Nainital Bank Limited – BHARATPUR, KUNDA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NTBL0BHA157 belongs to The Nainital Bank Limited's BHARATPUR, KUNDA branch, located at THE NAINITAL BANK LIMITED, MAIN CHAURAHA, VILLAGE BHARATPUR, KUNDA,TEHSIL… in KUNDA JASPUR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.