IFSC Code of The Nainital Bank Limited, Raja Park Jaipur Branch, Rajasthan

Below are the complete branch details for The Nainital Bank Limited, RAJA PARK JAIPUR branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is NTBL0JAI125. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NTBL0JAI125 for The Nainital Bank Limited – RAJA PARK JAIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NTBL0JAI125 is the IFSC of The Nainital Bank Limited's RAJA PARK JAIPUR branch. The format is fixed: NTBL = bank code, 0 = reserved, JAI125 = branch identifier.

About the bank

The Nainital Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Raja Park Jaipur branch in Jaipur, Rajasthan is part of this network and uses the IFSC code NTBL0JAI125 for all electronic settlement.

Branch details at a glance

About the Raja Park Jaipur branch

The Raja Park Jaipur branch of The Nainital Bank Limited is situated at D-67 GOVIND MARG RAJA PARK, ICE FACTORY, ADARSH NAGAR, JAIPUR RAJASTHAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NTBL0JAI125 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Nainital Bank Limited's RAJA PARK JAIPUR branch came to be assigned the code NTBL0JAI125.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NTBL0JAI125, money simply cannot be routed to the RAJA PARK JAIPUR branch electronically.

Products and account variants supported

Every account opened at the Raja Park Jaipur branch is mapped to IFSC NTBL0JAI125 on the RBI payments network. The branch generally supports the full retail product catalogue of The Nainital Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NTBL0JAI125.

Banking services available

The Raja Park Jaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-2617978.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NTBL0JAI125

How to transfer money using IFSC NTBL0JAI125

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NTBL0JAI125 across all three.

NEFT to The Nainital Bank Limited, RAJA PARK JAIPUR using IFSC NTBL0JAI125

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NTBL0JAI125, and confirm that the system picks up The Nainital Bank Limited – RAJA PARK JAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAJA PARK JAIPUR

If you need to transfer ₹2 lakh or more in one go to an account at The Nainital Bank Limited's RAJA PARK JAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NTBL0JAI125 while initiating the transfer and the credit will appear within minutes.

IMPS to The Nainital Bank Limited RAJA PARK JAIPUR (IFSC NTBL0JAI125)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NTBL0JAI125 in your mobile or internet banking app, and the money is credited to the RAJA PARK JAIPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Raja Park Jaipur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NTBL0JAI125:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJA PARK JAIPUR is still linked to IFSC NTBL0JAI125.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC NTBL0JAI125

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Nainital Bank Limited – RAJA PARK JAIPUR is still mapped to IFSC NTBL0JAI125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NTBL0JAI125 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Raja Park Jaipur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NTBL0JAI125 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Raja Park Jaipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NTBL0JAI125 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Nainital Bank Limited – RAJA PARK JAIPUR:

• The IFSC is exactly NTBL0JAI125 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Nainital Bank Limited as the bank name and RAJA PARK JAIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Raja Park Jaipur branch sits at D-67 GOVIND MARG RAJA PARK, ICE FACTORY, ADARSH NAGAR, JAIPUR RAJASTHAN. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 141-2617978 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NTBL0JAI125 and your account number.

Verifying IFSC NTBL0JAI125 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NTBL0JAI125 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 141-2617978.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raja Park Jaipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NTBL0JAI125, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NTBL0JAI125 belongs to The Nainital Bank Limited's RAJA PARK JAIPUR branch, located at D-67 GOVIND MARG RAJA PARK, ICE FACTORY, ADARSH NAGAR, JAIPUR RAJASTHAN in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.