IFSC Code of The Nainital Bank Limited, Dhampur Bijnor Branch, Uttar Pradesh

If you are searching for the IFSC code of The Nainital Bank Limited, DHAMPUR BIJNOR branch in DHAMPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is NTBL0DHA123. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHAMPUR BIJNOR branch, and detailed step-by-step guides for using the IFSC NTBL0DHA123 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Nainital Bank Limited – DHAMPUR BIJNOR is NTBL0DHA123. The first four letters NTBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DHA123 map to this branch in DHAMPUR, UTTAR PRADESH.

Branch details at a glance

About the bank

The Nainital Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhampur Bijnor branch in Dhampur, Uttar Pradesh is part of this network and uses the IFSC code NTBL0DHA123 for all electronic settlement.

Dhampur Bijnor branch overview

Located at THE NAINITAL BANK LTD OM HOUSE NEAR PIR TEACHERS COLONY NH 74 DHAMPUR DIST BIJNOR UP, the Dhampur Bijnor branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NTBL0DHA123 is required for all interbank electronic transfers routed through this branch.

Why every The Nainital Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHAMPUR BIJNOR of The Nainital Bank Limited — its own 11-character IFSC. The code NTBL0DHA123 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NTBL0DHA123 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC NTBL0DHA123

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NTBL0DHA123 across all three.

How to use IFSC NTBL0DHA123 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Nainital Bank Limited's DHAMPUR BIJNOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NTBL0DHA123.
4. Confirm the bank name auto-populates as The Nainital Bank Limited and the branch as DHAMPUR BIJNOR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DHAMPUR BIJNOR

If you need to transfer ₹2 lakh or more in one go to an account at The Nainital Bank Limited's DHAMPUR BIJNOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NTBL0DHA123 while initiating the transfer and the credit will appear within minutes.

IMPS to The Nainital Bank Limited DHAMPUR BIJNOR (IFSC NTBL0DHA123)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NTBL0DHA123 in your mobile or internet banking app, and the money is credited to the DHAMPUR BIJNOR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NTBL0DHA123 for The Nainital Bank Limited – DHAMPUR BIJNOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dhampur Bijnor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NTBL0DHA123

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Nainital Bank Limited – DHAMPUR BIJNOR is still mapped to IFSC NTBL0DHA123. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NTBL0DHA123 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dhampur Bijnor branch is mapped to IFSC NTBL0DHA123 on the RBI payments network. The branch generally supports the full retail product catalogue of The Nainital Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NTBL0DHA123.

Banking services available

The Dhampur Bijnor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1344-221200.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NTBL0DHA123

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Nainital Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NTBL0DHA123 and the account number together uniquely identify the Dhampur Bijnor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Dhampur Bijnor branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NTBL0DHA123 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC NTBL0DHA123

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Nainital Bank Limited – DHAMPUR BIJNOR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: NTBL0DHA123.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Dhampur Bijnor branch

The branch is located at THE NAINITAL BANK LTD OM HOUSE NEAR PIR TEACHERS COLONY NH 74 DHAMPUR DIST BIJNOR UP, which puts it inside Dhampur, the broader Bijnor district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Nainital Bank Limited Dhampur Bijnor branch” — the verified location pin for IFSC NTBL0DHA123 should appear at the top of the results.
2. Confirm the branch is open by calling 1344-221200 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NTBL0DHA123 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NTBL0DHA123 for The Nainital Bank Limited – DHAMPUR BIJNOR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dhampur Bijnor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NTBL0DHA123 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NTBL0DHA123 belongs to The Nainital Bank Limited's DHAMPUR BIJNOR branch, located at THE NAINITAL BANK LTD OM HOUSE NEAR PIR TEACHERS COLONY NH 74 DHAMPUR DIST… in DHAMPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.