IFSC Code of The Nainital Bank Limited, Bulandshahr Branch, Uttar Pradesh

Below are the complete branch details for The Nainital Bank Limited, BULANDSHAHR branch, located in BULANDSHAHR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is NTBL0BUL048. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NTBL0BUL048 for The Nainital Bank Limited – BULANDSHAHR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Nainital Bank Limited – BULANDSHAHR is NTBL0BUL048. The first four letters NTBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BUL048 map to this branch in BULANDSHAHR, UTTAR PRADESH.

Branch details at a glance

Bank profile

The Nainital Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bulandshahr branch — IFSC NTBL0BUL048 — extends the bank's services to customers in and around Bulandshahr, Uttar Pradesh.

About this branch

The branch is located at 171, CIVIL LINES, BULANDSHAHAR (U.P.) 203001. It serves the Bulandshahr region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Nainital Bank Limited. The IFSC NTBL0BUL048 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Nainital Bank Limited's BULANDSHAHR branch came to be assigned the code NTBL0BUL048.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NTBL0BUL048, money simply cannot be routed to the BULANDSHAHR branch electronically.

How to transfer money using IFSC NTBL0BUL048

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NTBL0BUL048 across all three.

How to use IFSC NTBL0BUL048 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Nainital Bank Limited's BULANDSHAHR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NTBL0BUL048.
4. Confirm the bank name auto-populates as The Nainital Bank Limited and the branch as BULANDSHAHR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BULANDSHAHR

If you need to transfer ₹2 lakh or more in one go to an account at The Nainital Bank Limited's BULANDSHAHR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NTBL0BUL048 while initiating the transfer and the credit will appear within minutes.

IMPS to The Nainital Bank Limited BULANDSHAHR (IFSC NTBL0BUL048)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NTBL0BUL048 in your mobile or internet banking app, and the money is credited to the BULANDSHAHR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NTBL0BUL048 for The Nainital Bank Limited – BULANDSHAHR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bulandshahr branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NTBL0BUL048

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Nainital Bank Limited – BULANDSHAHR is still mapped to IFSC NTBL0BUL048. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NTBL0BUL048 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bulandshahr branch

Once you have an account at The Nainital Bank Limited – BULANDSHAHR, the IFSC NTBL0BUL048 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bulandshahr branch can access most of The Nainital Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NTBL0BUL048

MICR & cheque-truncation details

Cheques drawn on the Bulandshahr branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NTBL0BUL048 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC NTBL0BUL048

The Nainital Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BULANDSHAHR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NTBL0BUL048 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Nainital Bank Limited – BULANDSHAHR:

• The IFSC is exactly NTBL0BUL048 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Nainital Bank Limited as the bank name and BULANDSHAHR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bulandshahr branch

The branch is located at 171, CIVIL LINES, BULANDSHAHAR (U.P.) 203001, which puts it inside Bulandshahr, the broader Bulandshahr district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “The Nainital Bank Limited Bulandshahr branch” — the verified location pin for IFSC NTBL0BUL048 should appear at the top of the results.
2. Confirm the branch is open by calling 5732-287319 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NTBL0BUL048 and your account number.

Verifying IFSC NTBL0BUL048 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NTBL0BUL048 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5732-287319.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bulandshahr are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NTBL0BUL048 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: NTBL0BUL048 is the IFSC code of The Nainital Bank Limited, BULANDSHAHR branch, in BULANDSHAHR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.