Below are the complete branch details for The Muslim Cooperative Bank Limited, BARAMATI branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MSLM0000006. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MSLM0000006 for The Muslim Cooperative Bank Limited – BARAMATI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Muslim Cooperative Bank Limited's BARAMATI branch, the IFSC MSLM0000006 breaks down as follows: MSLM identifies the bank, 0 is the reserved character, and 000006 identifies this particular branch.
Branch details at a glance
| Bank Name | The Muslim Cooperative Bank Limited |
|---|---|
| Branch | Baramati |
| IFSC Code | MSLM0000006 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CINEMA ROAD,BARAMATI,DIST-PUNE |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Phone | 0 |
About the bank
The Muslim Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Baramati branch in Pune, Maharashtra is part of this network and uses the IFSC code MSLM0000006 for all electronic settlement.
About this branch
The branch is located at CINEMA ROAD,BARAMATI,DIST-PUNE. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Muslim Cooperative Bank Limited. The IFSC MSLM0000006 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Muslim Cooperative Bank Limited's BARAMATI branch came to be assigned the code MSLM0000006.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MSLM0000006, money simply cannot be routed to the BARAMATI branch electronically.
How to transfer money using IFSC MSLM0000006
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSLM0000006 across all three.
NEFT to The Muslim Cooperative Bank Limited, BARAMATI using IFSC MSLM0000006
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSLM0000006, and confirm that the system picks up The Muslim Cooperative Bank Limited – BARAMATI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MSLM0000006
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Muslim Cooperative Bank Limited – BARAMATI, ensure your bank's portal accepts IFSC MSLM0000006 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Muslim Cooperative Bank Limited – BARAMATI, use IMPS. With IFSC MSLM0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MSLM0000006 for The Muslim Cooperative Bank Limited – BARAMATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MSLM0000006 | Yes – MSLM0000006 | Yes – MSLM0000006 |
For most retail customers crediting the Baramati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Muslim Cooperative Bank Limited's BARAMATI branch, the IFSC MSLM0000006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Baramati branch
Once you have an account at The Muslim Cooperative Bank Limited – BARAMATI, the IFSC MSLM0000006 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Baramati branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MSLM0000006
MICR & cheque-truncation details
Cheques drawn on the Baramati branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MSLM0000006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Baramati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MSLM0000006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MSLM0000006
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Muslim Cooperative Bank Limited – BARAMATI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MSLM0000006. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Baramati branch sits at CINEMA ROAD,BARAMATI,DIST-PUNE. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MSLM0000006 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MSLM0000006 for The Muslim Cooperative Bank Limited – BARAMATI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Baramati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MSLM0000006 continue to work without interruption.
Branch address & contact
The Muslim Cooperative Bank LimitedBaramati Branch
CINEMA ROAD,BARAMATI,DIST-PUNE
Pune, Maharashtra
Phone: 0
IFSC: MSLM0000006
Frequently asked questions
How do I add The Muslim Cooperative Bank Limited Baramati as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MSLM0000006, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Muslim Cooperative Bank Limited Baramati branch located?
The Muslim Cooperative Bank Limited's Baramati branch is located at CINEMA ROAD,BARAMATI,DIST-PUNE, Pune, Maharashtra.
How quickly will an NEFT transfer using MSLM0000006 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Muslim Cooperative Bank Limited – Baramati reflect within 30 minutes.
Can I use IFSC MSLM0000006 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MSLM0000006 to send funds instantly.
Is IFSC MSLM0000006 valid for NEFT and RTGS?
Yes. IFSC MSLM0000006 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does The Muslim Cooperative Bank Limited Baramati branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC MSLM0000006 the same for all accounts at Baramati branch?
Yes. The IFSC MSLM0000006 is shared by every account held at The Muslim Cooperative Bank Limited's Baramati branch. Only the account number changes from customer to customer.
What is the phone number of The Muslim Cooperative Bank Limited Baramati branch?
You can reach the branch at 0 during regular banking hours.
Summary
The IFSC code MSLM0000006 belongs to The Muslim Cooperative Bank Limited's BARAMATI branch, located at CINEMA ROAD,BARAMATI,DIST-PUNE in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
