Use this page as a one-stop reference for everything related to The Municipal Cooperative Bank Limited Mumbai's branch in , MAHARASHTRA. The branch's IFSC code MUBL0000022 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Municipal Cooperative Bank Limited Mumbai – is MUBL0000022. The first four letters MUBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000022 map to this branch in , MAHARASHTRA.
Branch details at a glance
| Bank Name | The Municipal Cooperative Bank Limited Mumbai |
|---|---|
| IFSC Code | MUBL0000022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G/NORTH MUNICIPAL OFFICE BLDG., HARISCHANDRA YELWE MARG, BEHIND PLAZA CINEMA, DADAR, MUMBAI-400 028. |
| State | Maharashtra |
| Phone | 24326271 |
About The Municipal Cooperative Bank Limited Mumbai
The Municipal Cooperative Bank Limited Mumbai operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MUBL0000022.
About the branch
The branch of The Municipal Cooperative Bank Limited Mumbai is situated at G/NORTH MUNICIPAL OFFICE BLDG., HARISCHANDRA YELWE MARG, BEHIND PLAZA CINEMA, DADAR, MUMBAI-400 028.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MUBL0000022 is used.
Why every The Municipal Cooperative Bank Limited Mumbai branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The Municipal Cooperative Bank Limited Mumbai — its own 11-character IFSC. The code MUBL0000022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MUBL0000022 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MUBL0000022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MUBL0000022 across all three.
How to use IFSC MUBL0000022 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Municipal Cooperative Bank Limited Mumbai's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MUBL0000022.
- Confirm the bank name auto-populates as The Municipal Cooperative Bank Limited Mumbai and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at The Municipal Cooperative Bank Limited Mumbai's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MUBL0000022 while initiating the transfer and the credit will appear within minutes.
IMPS to The Municipal Cooperative Bank Limited Mumbai (IFSC MUBL0000022)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MUBL0000022 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MUBL0000022:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC MUBL0000022.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MUBL0000022
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Municipal Cooperative Bank Limited Mumbai – is still mapped to IFSC MUBL0000022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MUBL0000022 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC MUBL0000022 on the RBI payments network. The branch generally supports the full retail product catalogue of The Municipal Cooperative Bank Limited Mumbai, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MUBL0000022.
Products and services
Customers walking into the branch can access most of The Municipal Cooperative Bank Limited Mumbai's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MUBL0000022
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MUBL0000022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MUBL0000022 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MUBL0000022
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Municipal Cooperative Bank Limited Mumbai – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MUBL0000022. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The branch sits at G/NORTH MUNICIPAL OFFICE BLDG., HARISCHANDRA YELWE MARG, BEHIND PLAZA CINEMA, DADAR, MUMBAI-400 028.. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 24326271 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MUBL0000022 and your account number.
Verifying IFSC MUBL0000022 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MUBL0000022 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 24326271.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MUBL0000022 continue to work without interruption.
Branch address & contact
The Municipal Cooperative Bank Limited MumbaiBranch
G/NORTH MUNICIPAL OFFICE BLDG., HARISCHANDRA YELWE MARG, BEHIND PLAZA CINEMA, DADAR, MUMBAI-400 028.
, Maharashtra
Phone: 24326271
IFSC: MUBL0000022
Frequently asked questions
What is the IFSC code of The Municipal Cooperative Bank Limited Mumbai branch?
The IFSC code of The Municipal Cooperative Bank Limited Mumbai, branch is MUBL0000022. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MUBL0000022 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Municipal Cooperative Bank Limited Mumbai – reflect within 30 minutes.
Where is The Municipal Cooperative Bank Limited Mumbai branch located?
The Municipal Cooperative Bank Limited Mumbai's branch is located at G/NORTH MUNICIPAL OFFICE BLDG., HARISCHANDRA YELWE MARG, BEHIND PLAZA CINEMA, DADAR, MUMBAI-400 028., , Maharashtra.
How do I add The Municipal Cooperative Bank Limited Mumbai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MUBL0000022, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC MUBL0000022 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MUBL0000022 to send funds instantly.
Is IFSC MUBL0000022 valid for NEFT and RTGS?
Yes. IFSC MUBL0000022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: MUBL0000022 is the IFSC code of The Municipal Cooperative Bank Limited Mumbai, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
