Below are the complete branch details for The Municipal Cooperative Bank Limited Mumbai, branch, located in , MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MUBL0000005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MUBL0000005 for The Municipal Cooperative Bank Limited Mumbai – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MUBL0000005 is the IFSC of The Municipal Cooperative Bank Limited Mumbai's branch. The format is fixed: MUBL = bank code, 0 = reserved, 000005 = branch identifier.
About the bank
The Municipal Cooperative Bank Limited Mumbai serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Maharashtra is part of this network and uses the IFSC code MUBL0000005 for all electronic settlement.
About this branch
The branch is located at D/WARD MUNICIPAL BUILDING, JOBANPUTRA COMPOUND,NANACHOWK, MUMBAI-400 007.. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Municipal Cooperative Bank Limited Mumbai. The IFSC MUBL0000005 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Municipal Cooperative Bank Limited Mumbai |
|---|---|
| IFSC Code | MUBL0000005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D/WARD MUNICIPAL BUILDING, JOBANPUTRA COMPOUND,NANACHOWK, MUMBAI-400 007. |
| State | Maharashtra |
| Phone | 23860759 |
Why every The Municipal Cooperative Bank Limited Mumbai branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The Municipal Cooperative Bank Limited Mumbai — its own 11-character IFSC. The code MUBL0000005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MUBL0000005 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MUBL0000005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MUBL0000005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MUBL0000005 across all three.
How to use IFSC MUBL0000005 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Municipal Cooperative Bank Limited Mumbai's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MUBL0000005.
- Confirm the bank name auto-populates as The Municipal Cooperative Bank Limited Mumbai and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at The Municipal Cooperative Bank Limited Mumbai's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MUBL0000005 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Municipal Cooperative Bank Limited Mumbai – , use IMPS. With IFSC MUBL0000005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MUBL0000005 for The Municipal Cooperative Bank Limited Mumbai – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MUBL0000005 | Yes – MUBL0000005 | Yes – MUBL0000005 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Municipal Cooperative Bank Limited Mumbai's branch, the IFSC MUBL0000005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the branch is mapped to IFSC MUBL0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Municipal Cooperative Bank Limited Mumbai, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MUBL0000005.
Products and services
Customers walking into the branch can access most of The Municipal Cooperative Bank Limited Mumbai's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MUBL0000005
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MUBL0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the branch
The branch is located at D/WARD MUNICIPAL BUILDING, JOBANPUTRA COMPOUND,NANACHOWK, MUMBAI-400 007., which puts it inside , the broader district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Municipal Cooperative Bank Limited Mumbai branch” — the verified location pin for IFSC MUBL0000005 should appear at the top of the results.
- Confirm the branch is open by calling 23860759 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MUBL0000005 and your account number.
Common mistakes to avoid when using IFSC MUBL0000005
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Municipal Cooperative Bank Limited Mumbai – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MUBL0000005. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MUBL0000005 continue to work without interruption.
Verifying IFSC MUBL0000005 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MUBL0000005 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 23860759.
- Visiting the bank's official branch locator page.
Branch address & contact
The Municipal Cooperative Bank Limited MumbaiBranch
D/WARD MUNICIPAL BUILDING, JOBANPUTRA COMPOUND,NANACHOWK, MUMBAI-400 007.
, Maharashtra
Phone: 23860759
IFSC: MUBL0000005
Frequently asked questions
Can I use IFSC MUBL0000005 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MUBL0000005 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
What is the IFSC code of The Municipal Cooperative Bank Limited Mumbai branch?
The IFSC code of The Municipal Cooperative Bank Limited Mumbai, branch is MUBL0000005. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MUBL0000005 valid for NEFT and RTGS?
Yes. IFSC MUBL0000005 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MUBL0000005 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Municipal Cooperative Bank Limited Mumbai – reflect within 30 minutes.
Where is The Municipal Cooperative Bank Limited Mumbai branch located?
The Municipal Cooperative Bank Limited Mumbai's branch is located at D/WARD MUNICIPAL BUILDING, JOBANPUTRA COMPOUND,NANACHOWK, MUMBAI-400 007., , Maharashtra.
Is IFSC MUBL0000005 the same for all accounts at branch?
Yes. The IFSC MUBL0000005 is shared by every account held at The Municipal Cooperative Bank Limited Mumbai's branch. Only the account number changes from customer to customer.
What is the phone number of The Municipal Cooperative Bank Limited Mumbai branch?
You can reach the branch at 23860759 during regular banking hours.
Final notes
To recap: MUBL0000005 is the IFSC code of The Municipal Cooperative Bank Limited Mumbai, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
