IFSC Code of The Mumbai District Central Cooperative Bank Limited, Pratap Coop Bank Nagdevi Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK NAGDEVI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code MDCB0680265 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK NAGDEVI branch, the IFSC MDCB0680265 breaks down as follows: MDCB identifies the bank, 0 is the reserved character, and 680265 identifies this particular branch.

About The Mumbai District Central Cooperative Bank Limited

The Mumbai District Central Cooperative Bank Limited operates a wide network of branches across India, including the Pratap Coop Bank Nagdevi branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MDCB0680265.

About this branch

The branch is located at 4042,SHREE MANSION,1ST FLOOR,NAGDEVI STREET,MUMBAI 400 003. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Mumbai District Central Cooperative Bank Limited. The IFSC MDCB0680265 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Mumbai District Central Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRATAP COOP BANK NAGDEVI of The Mumbai District Central Cooperative Bank Limited — its own 11-character IFSC. The code MDCB0680265 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MDCB0680265 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Mumbai District Central Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MDCB0680265 and the account number together uniquely identify the Pratap Coop Bank Nagdevi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC MDCB0680265

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MDCB0680265 across all three.

NEFT to The Mumbai District Central Cooperative Bank Limited, PRATAP COOP BANK NAGDEVI using IFSC MDCB0680265

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MDCB0680265, and confirm that the system picks up The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK NAGDEVI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRATAP COOP BANK NAGDEVI

If you need to transfer ₹2 lakh or more in one go to an account at The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK NAGDEVI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MDCB0680265 while initiating the transfer and the credit will appear within minutes.

IMPS to The Mumbai District Central Cooperative Bank Limited PRATAP COOP BANK NAGDEVI (IFSC MDCB0680265)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MDCB0680265 in your mobile or internet banking app, and the money is credited to the PRATAP COOP BANK NAGDEVI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pratap Coop Bank Nagdevi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MDCB0680265:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PRATAP COOP BANK NAGDEVI is still linked to IFSC MDCB0680265.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK NAGDEVI branch, the IFSC MDCB0680265 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Pratap Coop Bank Nagdevi branch is mapped to IFSC MDCB0680265 on the RBI payments network. The branch generally supports the full retail product catalogue of The Mumbai District Central Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MDCB0680265.

Banking services available

The Pratap Coop Bank Nagdevi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-22412241.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MDCB0680265

Online banking and IFSC MDCB0680265

The Mumbai District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PRATAP COOP BANK NAGDEVI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MDCB0680265 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Pratap Coop Bank Nagdevi branch sits at 4042,SHREE MANSION,1ST FLOOR,NAGDEVI STREET,MUMBAI 400 003. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-22412241 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MDCB0680265 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK NAGDEVI:

• The IFSC is exactly MDCB0680265 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Mumbai District Central Cooperative Bank Limited as the bank name and PRATAP COOP BANK NAGDEVI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Pratap Coop Bank Nagdevi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MDCB0680265 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MDCB0680265 for The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK NAGDEVI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MDCB0680265 belongs to The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK NAGDEVI branch, located at 4042,SHREE MANSION,1ST FLOOR,NAGDEVI STREET,MUMBAI 400 003 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.