IFSC Code of The Mumbai District Central Cooperative Bank Limited, Pratap Coop Bank Mulund W Branch, Maharashtra

Below are the complete branch details for The Mumbai District Central Cooperative Bank Limited, PRATAP COOP BANK MULUND W branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MDCB0680382. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MDCB0680382 for The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK MULUND W — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, MDCB0680382 is the IFSC of The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK MULUND W branch. The format is fixed: MDCB = bank code, 0 = reserved, 680382 = branch identifier.

Branch details at a glance

Bank profile

The Mumbai District Central Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pratap Coop Bank Mulund W branch — IFSC MDCB0680382 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About the Pratap Coop Bank Mulund W branch

The Pratap Coop Bank Mulund W branch of The Mumbai District Central Cooperative Bank Limited is situated at 4,MUNSHI ESTATE,M G ROAD,MULUND W,MUMBAI 400 080. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MDCB0680382 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK MULUND W branch came to be assigned the code MDCB0680382.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MDCB0680382, money simply cannot be routed to the PRATAP COOP BANK MULUND W branch electronically.

How to transfer money using IFSC MDCB0680382

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MDCB0680382 across all three.

How to use IFSC MDCB0680382 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK MULUND W branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC MDCB0680382.
4. Confirm the bank name auto-populates as The Mumbai District Central Cooperative Bank Limited and the branch as PRATAP COOP BANK MULUND W.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PRATAP COOP BANK MULUND W

If you need to transfer ₹2 lakh or more in one go to an account at The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK MULUND W branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MDCB0680382 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK MULUND W, use IMPS. With IFSC MDCB0680382 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MDCB0680382 for The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK MULUND W, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pratap Coop Bank Mulund W branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Mumbai District Central Cooperative Bank Limited's PRATAP COOP BANK MULUND W branch, the IFSC MDCB0680382 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Pratap Coop Bank Mulund W branch

Once you have an account at The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK MULUND W, the IFSC MDCB0680382 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Pratap Coop Bank Mulund W branch can access most of The Mumbai District Central Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MDCB0680382

MICR & cheque-truncation details

Cheques drawn on the Pratap Coop Bank Mulund W branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MDCB0680382 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Pratap Coop Bank Mulund W branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MDCB0680382 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK MULUND W:

• The IFSC is exactly MDCB0680382 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Mumbai District Central Cooperative Bank Limited as the bank name and PRATAP COOP BANK MULUND W as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Pratap Coop Bank Mulund W branch sits at 4,MUNSHI ESTATE,M G ROAD,MULUND W,MUMBAI 400 080. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-25913817 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MDCB0680382 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MDCB0680382 for The Mumbai District Central Cooperative Bank Limited – PRATAP COOP BANK MULUND W, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pratap Coop Bank Mulund W are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MDCB0680382 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: MDCB0680382 is the IFSC code of The Mumbai District Central Cooperative Bank Limited, PRATAP COOP BANK MULUND W branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.