IFSC Code of The Mumbai District Central Cooperative Bank Limited, Mumbai Maha Palika Svcb Grant Road Branch, Maharashtra

Below are the complete branch details for The Mumbai District Central Cooperative Bank Limited, MUMBAI MAHA PALIKA SVCB GRANT ROAD branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MDCB0680289. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MDCB0680289 for The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Mumbai District Central Cooperative Bank Limited's MUMBAI MAHA PALIKA SVCB GRANT ROAD branch, the IFSC MDCB0680289 breaks down as follows: MDCB identifies the bank, 0 is the reserved character, and 680289 identifies this particular branch.

About the bank

The Mumbai District Central Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai Maha Palika Svcb Grant Road branch in Mumbai, Maharashtra is part of this network and uses the IFSC code MDCB0680289 for all electronic settlement.

Branch details at a glance

Mumbai Maha Palika Svcb Grant Road branch overview

Located at DR BHADKAMKAR MARG,GRANT ROAD,MUMBAI 400 007, the Mumbai Maha Palika Svcb Grant Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MDCB0680289 is required for all interbank electronic transfers routed through this branch.

Why every The Mumbai District Central Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI MAHA PALIKA SVCB GRANT ROAD of The Mumbai District Central Cooperative Bank Limited — its own 11-character IFSC. The code MDCB0680289 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MDCB0680289 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mumbai Maha Palika Svcb Grant Road branch is mapped to IFSC MDCB0680289 on the RBI payments network. The branch generally supports the full retail product catalogue of The Mumbai District Central Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MDCB0680289.

Products and services

Customers walking into the Mumbai Maha Palika Svcb Grant Road branch can access most of The Mumbai District Central Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MDCB0680289

How to transfer money using IFSC MDCB0680289

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MDCB0680289 across all three.

NEFT to The Mumbai District Central Cooperative Bank Limited, MUMBAI MAHA PALIKA SVCB GRANT ROAD using IFSC MDCB0680289

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MDCB0680289, and confirm that the system picks up The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC MDCB0680289

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD, ensure your bank's portal accepts IFSC MDCB0680289 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Mumbai District Central Cooperative Bank Limited MUMBAI MAHA PALIKA SVCB GRANT ROAD (IFSC MDCB0680289)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MDCB0680289 in your mobile or internet banking app, and the money is credited to the MUMBAI MAHA PALIKA SVCB GRANT ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MDCB0680289 for The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mumbai Maha Palika Svcb Grant Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC MDCB0680289

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD is still mapped to IFSC MDCB0680289. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MDCB0680289 and the beneficiary's account number to complete the transfer.

Online banking and IFSC MDCB0680289

The Mumbai District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAI MAHA PALIKA SVCB GRANT ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MDCB0680289 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mumbai Maha Palika Svcb Grant Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MDCB0680289 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC MDCB0680289

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MDCB0680289.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Mumbai Maha Palika Svcb Grant Road branch

The branch is located at DR BHADKAMKAR MARG,GRANT ROAD,MUMBAI 400 007, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Mumbai District Central Cooperative Bank Limited Mumbai Maha Palika Svcb Grant Road branch” — the verified location pin for IFSC MDCB0680289 should appear at the top of the results.
2. Confirm the branch is open by calling 22-23079819 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MDCB0680289 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MDCB0680289 for The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB GRANT ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Maha Palika Svcb Grant Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MDCB0680289, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: MDCB0680289 is the IFSC code of The Mumbai District Central Cooperative Bank Limited, MUMBAI MAHA PALIKA SVCB GRANT ROAD branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.