IFSC Code of The Mumbai District Central Cooperative Bank Limited, Mumbai Maha Palika Svcb Dadar Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Mumbai District Central Cooperative Bank Limited's MUMBAI MAHA PALIKA SVCB DADAR branch in MUMBAI, MAHARASHTRA. The branch's IFSC code MDCB0680301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB DADAR is MDCB0680301. The first four letters MDCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 680301 map to this branch in MUMBAI, MAHARASHTRA.

About the bank

The Mumbai District Central Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mumbai Maha Palika Svcb Dadar branch in Mumbai, Maharashtra is part of this network and uses the IFSC code MDCB0680301 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at BHAVANI SHANKAR ROAD,MUNICIPAL MARATHI SCHOOL,DADAR,MUMBAI 400 028. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Mumbai District Central Cooperative Bank Limited. The IFSC MDCB0680301 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Mumbai District Central Cooperative Bank Limited's MUMBAI MAHA PALIKA SVCB DADAR branch came to be assigned the code MDCB0680301.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MDCB0680301, money simply cannot be routed to the MUMBAI MAHA PALIKA SVCB DADAR branch electronically.

Account types you can open at the Mumbai Maha Palika Svcb Dadar branch

Once you have an account at The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB DADAR, the IFSC MDCB0680301 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mumbai Maha Palika Svcb Dadar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-24228958.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MDCB0680301

How to transfer money using IFSC MDCB0680301

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MDCB0680301 across all three.

How to use IFSC MDCB0680301 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Mumbai District Central Cooperative Bank Limited's MUMBAI MAHA PALIKA SVCB DADAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC MDCB0680301.
4. Confirm the bank name auto-populates as The Mumbai District Central Cooperative Bank Limited and the branch as MUMBAI MAHA PALIKA SVCB DADAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC MDCB0680301

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB DADAR, ensure your bank's portal accepts IFSC MDCB0680301 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Mumbai District Central Cooperative Bank Limited MUMBAI MAHA PALIKA SVCB DADAR (IFSC MDCB0680301)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MDCB0680301 in your mobile or internet banking app, and the money is credited to the MUMBAI MAHA PALIKA SVCB DADAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mumbai Maha Palika Svcb Dadar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MDCB0680301:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI MAHA PALIKA SVCB DADAR is still linked to IFSC MDCB0680301.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC MDCB0680301

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB DADAR is still mapped to IFSC MDCB0680301. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MDCB0680301 and the beneficiary's account number to complete the transfer.

Online banking and IFSC MDCB0680301

The Mumbai District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAI MAHA PALIKA SVCB DADAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MDCB0680301 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mumbai Maha Palika Svcb Dadar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MDCB0680301 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC MDCB0680301

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB DADAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MDCB0680301.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mumbai Maha Palika Svcb Dadar branch sits at BHAVANI SHANKAR ROAD,MUNICIPAL MARATHI SCHOOL,DADAR,MUMBAI 400 028. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-24228958 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MDCB0680301 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MDCB0680301 for The Mumbai District Central Cooperative Bank Limited – MUMBAI MAHA PALIKA SVCB DADAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mumbai Maha Palika Svcb Dadar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MDCB0680301 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MDCB0680301 belongs to The Mumbai District Central Cooperative Bank Limited's MUMBAI MAHA PALIKA SVCB DADAR branch, located at BHAVANI SHANKAR ROAD,MUNICIPAL MARATHI SCHOOL,DADAR,MUMBAI 400 028 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.