IFSC Code of The Mumbai District Central Cooperative Bank Limited, Pratap Co-Opbank,Badlapur Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Mumbai District Central Cooperative Bank Limited, PRATAP CO-OPBANK,BADLAPUR branch in BADLAPUR. The 11-digit IFSC MDCB0680411 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Mumbai District Central Cooperative Bank Limited at the PRATAP CO-OPBANK,BADLAPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Mumbai District Central Cooperative Bank Limited's PRATAP CO-OPBANK,BADLAPUR branch, the IFSC MDCB0680411 breaks down as follows: MDCB identifies the bank, 0 is the reserved character, and 680411 identifies this particular branch.

Bank profile

The Mumbai District Central Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pratap Co-Opbank,Badlapur branch — IFSC MDCB0680411 — extends the bank's services to customers in and around Badlapur, Maharashtra.

Branch details at a glance

About the Pratap Co-Opbank,Badlapur branch

The Pratap Co-Opbank,Badlapur branch of The Mumbai District Central Cooperative Bank Limited is situated at SHOP 4/5,YOGESHWAR KRIPA CHS LTD., SANEWADI, KULGAON, BADLAPUR (WEST), THANE 421 503.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MDCB0680411 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Mumbai District Central Cooperative Bank Limited's PRATAP CO-OPBANK,BADLAPUR branch came to be assigned the code MDCB0680411.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MDCB0680411, money simply cannot be routed to the PRATAP CO-OPBANK,BADLAPUR branch electronically.

Account types you can open at the Pratap Co-Opbank,Badlapur branch

Once you have an account at The Mumbai District Central Cooperative Bank Limited – PRATAP CO-OPBANK,BADLAPUR, the IFSC MDCB0680411 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Pratap Co-Opbank,Badlapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2676363.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MDCB0680411

How to transfer money using IFSC MDCB0680411

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MDCB0680411 across all three.

NEFT to The Mumbai District Central Cooperative Bank Limited, PRATAP CO-OPBANK,BADLAPUR using IFSC MDCB0680411

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MDCB0680411, and confirm that the system picks up The Mumbai District Central Cooperative Bank Limited – PRATAP CO-OPBANK,BADLAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRATAP CO-OPBANK,BADLAPUR

If you need to transfer ₹2 lakh or more in one go to an account at The Mumbai District Central Cooperative Bank Limited's PRATAP CO-OPBANK,BADLAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MDCB0680411 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Mumbai District Central Cooperative Bank Limited – PRATAP CO-OPBANK,BADLAPUR, use IMPS. With IFSC MDCB0680411 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MDCB0680411 for The Mumbai District Central Cooperative Bank Limited – PRATAP CO-OPBANK,BADLAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pratap Co-Opbank,Badlapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Mumbai District Central Cooperative Bank Limited's PRATAP CO-OPBANK,BADLAPUR branch, the IFSC MDCB0680411 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC MDCB0680411

The Mumbai District Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PRATAP CO-OPBANK,BADLAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MDCB0680411 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Pratap Co-Opbank,Badlapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MDCB0680411 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Mumbai District Central Cooperative Bank Limited – PRATAP CO-OPBANK,BADLAPUR:

• The IFSC is exactly MDCB0680411 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Mumbai District Central Cooperative Bank Limited as the bank name and PRATAP CO-OPBANK,BADLAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Pratap Co-Opbank,Badlapur branch sits at SHOP 4/5,YOGESHWAR KRIPA CHS LTD., SANEWADI, KULGAON, BADLAPUR (WEST), THANE 421 503.. If you are travelling from outside Badlapur, search for the branch on a maps application using the bank name and locality, or call 251-2676363 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MDCB0680411 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MDCB0680411 for The Mumbai District Central Cooperative Bank Limited – PRATAP CO-OPBANK,BADLAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pratap Co-Opbank,Badlapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MDCB0680411, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MDCB0680411 belongs to The Mumbai District Central Cooperative Bank Limited's PRATAP CO-OPBANK,BADLAPUR branch, located at SHOP 4/5,YOGESHWAR KRIPA CHS LTD., SANEWADI, KULGAON, BADLAPUR (WEST), THANE… in BADLAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.