Use this page as a one-stop reference for everything related to The Mehsana Urban Cooperative Bank's VISNAGAR branch in VISNAGAR, GUJARAT. The branch's IFSC code MSNU0000006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Mehsana Urban Cooperative Bank's VISNAGAR branch, the IFSC MSNU0000006 breaks down as follows: MSNU identifies the bank, 0 is the reserved character, and 000006 identifies this particular branch.
Bank profile
The Mehsana Urban Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Visnagar branch — IFSC MSNU0000006 — extends the bank's services to customers in and around Visnagar, Gujarat.
About the Visnagar branch
The Visnagar branch of The Mehsana Urban Cooperative Bank is situated at GUNJ BAZARS NAKA VISNAGAR 384315.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MSNU0000006 is used.
Branch details at a glance
| Bank Name | The Mehsana Urban Cooperative Bank |
|---|---|
| Branch | Visnagar |
| IFSC Code | MSNU0000006 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GUNJ BAZARS NAKA VISNAGAR 384315. |
| City | Visnagar |
| District | Mehsana |
| State | Gujarat |
| STD Code | 2765 |
| Phone | 222820 |
Why every The Mehsana Urban Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VISNAGAR of The Mehsana Urban Cooperative Bank — its own 11-character IFSC. The code MSNU0000006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSNU0000006 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Mehsana Urban Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MSNU0000006 and the account number together uniquely identify the Visnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC MSNU0000006
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSNU0000006 across all three.
How to use IFSC MSNU0000006 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Mehsana Urban Cooperative Bank's VISNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MSNU0000006.
- Confirm the bank name auto-populates as The Mehsana Urban Cooperative Bank and the branch as VISNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VISNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at The Mehsana Urban Cooperative Bank's VISNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MSNU0000006 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Mehsana Urban Cooperative Bank – VISNAGAR, use IMPS. With IFSC MSNU0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MSNU0000006 for The Mehsana Urban Cooperative Bank – VISNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MSNU0000006 | Yes – MSNU0000006 | Yes – MSNU0000006 |
For most retail customers crediting the Visnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MSNU0000006
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Mehsana Urban Cooperative Bank – VISNAGAR is still mapped to IFSC MSNU0000006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MSNU0000006 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Visnagar branch is mapped to IFSC MSNU0000006 on the RBI payments network. The branch generally supports the full retail product catalogue of The Mehsana Urban Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MSNU0000006.
Products and services
Customers walking into the Visnagar branch can access most of The Mehsana Urban Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MSNU0000006
Digital banking channels
Most day-to-day work that customers used to do at the Visnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MSNU0000006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Visnagar branch sits at GUNJ BAZARS NAKA VISNAGAR 384315.. If you are travelling from outside Visnagar, search for the branch on a maps application using the bank name and locality, or call 2765-222820 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MSNU0000006 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Mehsana Urban Cooperative Bank – VISNAGAR:
- The IFSC is exactly MSNU0000006 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Mehsana Urban Cooperative Bank as the bank name and VISNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Visnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MSNU0000006, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MSNU0000006 for The Mehsana Urban Cooperative Bank – VISNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Mehsana Urban Cooperative BankVisnagar Branch
GUNJ BAZARS NAKA VISNAGAR 384315.
Visnagar, Gujarat
Phone: 2765-222820
IFSC: MSNU0000006
Frequently asked questions
How quickly will an NEFT transfer using MSNU0000006 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Mehsana Urban Cooperative Bank – Visnagar reflect within 30 minutes.
Can I use IFSC MSNU0000006 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MSNU0000006 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Visnagar branch but serve different purposes.
How do I add The Mehsana Urban Cooperative Bank Visnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MSNU0000006, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Mehsana Urban Cooperative Bank Visnagar branch located?
The Mehsana Urban Cooperative Bank's Visnagar branch is located at GUNJ BAZARS NAKA VISNAGAR 384315., Visnagar, Gujarat.
Is IFSC MSNU0000006 the same for all accounts at Visnagar branch?
Yes. The IFSC MSNU0000006 is shared by every account held at The Mehsana Urban Cooperative Bank's Visnagar branch. Only the account number changes from customer to customer.
Does The Mehsana Urban Cooperative Bank Visnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2765-222820 to confirm.
Summary
The IFSC code MSNU0000006 belongs to The Mehsana Urban Cooperative Bank's VISNAGAR branch, located at GUNJ BAZARS NAKA VISNAGAR 384315. in VISNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
