This page lists the IFSC code, branch address, contact number and fund-transfer information for The Meghalaya Co-operative Apex Bank Ltd, NARTIANG branch in NARTIANG. The 11-digit IFSC MCAB0000017 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Meghalaya Co-operative Apex Bank Ltd at the NARTIANG location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Meghalaya Co-operative Apex Bank Ltd – NARTIANG is MCAB0000017. The first four letters MCAB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000017 map to this branch in NARTIANG, MEGHALAYA.
Branch details at a glance
| Bank Name | The Meghalaya Co-operative Apex Bank Ltd |
|---|---|
| Branch | Nartiang |
| IFSC Code | MCAB0000017 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NARTIANG, WEST JAINTIA HILLS DIST. |
| City | Nartiang |
| District | West Jaintia Hills |
| State | Meghalaya |
| STD Code | 0 |
| Phone | 0 |
About the bank
The Meghalaya Co-operative Apex Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nartiang branch in Nartiang, Meghalaya is part of this network and uses the IFSC code MCAB0000017 for all electronic settlement.
About the Nartiang branch
The Nartiang branch of The Meghalaya Co-operative Apex Bank Ltd is situated at NARTIANG, WEST JAINTIA HILLS DIST.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MCAB0000017 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Meghalaya Co-operative Apex Bank Ltd's NARTIANG branch came to be assigned the code MCAB0000017.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MCAB0000017, money simply cannot be routed to the NARTIANG branch electronically.
How to transfer money using IFSC MCAB0000017
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MCAB0000017 across all three.
NEFT to The Meghalaya Co-operative Apex Bank Ltd, NARTIANG using IFSC MCAB0000017
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MCAB0000017, and confirm that the system picks up The Meghalaya Co-operative Apex Bank Ltd – NARTIANG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MCAB0000017
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Meghalaya Co-operative Apex Bank Ltd – NARTIANG, ensure your bank's portal accepts IFSC MCAB0000017 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Meghalaya Co-operative Apex Bank Ltd – NARTIANG, use IMPS. With IFSC MCAB0000017 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MCAB0000017 for The Meghalaya Co-operative Apex Bank Ltd – NARTIANG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MCAB0000017 | Yes – MCAB0000017 | Yes – MCAB0000017 |
For most retail customers crediting the Nartiang branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MCAB0000017
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Meghalaya Co-operative Apex Bank Ltd – NARTIANG is still mapped to IFSC MCAB0000017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MCAB0000017 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nartiang branch is mapped to IFSC MCAB0000017 on the RBI payments network. The branch generally supports the full retail product catalogue of The Meghalaya Co-operative Apex Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MCAB0000017.
Banking services available
The Nartiang branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MCAB0000017
MICR & cheque-truncation details
Cheques drawn on the Nartiang branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MCAB0000017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MCAB0000017
The Meghalaya Co-operative Apex Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the NARTIANG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MCAB0000017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MCAB0000017
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Meghalaya Co-operative Apex Bank Ltd – NARTIANG, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MCAB0000017. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nartiang branch sits at NARTIANG, WEST JAINTIA HILLS DIST.. If you are travelling from outside Nartiang, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MCAB0000017 and your account number.
Verifying IFSC MCAB0000017 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MCAB0000017 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nartiang branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MCAB0000017, however, work 24x7.
Branch address & contact
The Meghalaya Co-operative Apex Bank LtdNartiang Branch
NARTIANG, WEST JAINTIA HILLS DIST.
Nartiang, Meghalaya
Phone: 0
IFSC: MCAB0000017
Frequently asked questions
What is the IFSC code of The Meghalaya Co-operative Apex Bank Ltd Nartiang branch?
The IFSC code of The Meghalaya Co-operative Apex Bank Ltd, Nartiang branch is MCAB0000017. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MCAB0000017 the same for all accounts at Nartiang branch?
Yes. The IFSC MCAB0000017 is shared by every account held at The Meghalaya Co-operative Apex Bank Ltd's Nartiang branch. Only the account number changes from customer to customer.
How do I add The Meghalaya Co-operative Apex Bank Ltd Nartiang as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MCAB0000017, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Meghalaya Co-operative Apex Bank Ltd Nartiang branch?
You can reach the branch at 0 during regular banking hours.
How quickly will an NEFT transfer using MCAB0000017 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Meghalaya Co-operative Apex Bank Ltd – Nartiang reflect within 30 minutes.
Does The Meghalaya Co-operative Apex Bank Ltd Nartiang branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nartiang branch but serve different purposes.
Where is The Meghalaya Co-operative Apex Bank Ltd Nartiang branch located?
The Meghalaya Co-operative Apex Bank Ltd's Nartiang branch is located at NARTIANG, WEST JAINTIA HILLS DIST., Nartiang, Meghalaya.
Final notes
To recap: MCAB0000017 is the IFSC code of The Meghalaya Co-operative Apex Bank Ltd, NARTIANG branch, in NARTIANG, MEGHALAYA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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