IFSC Code of The Malad Sahakari Bank Ltd, Satrasta Branch Branch, Maharashtra

If you are searching for the IFSC code of The Malad Sahakari Bank Ltd, SATRASTA BRANCH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TMSB0000010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SATRASTA BRANCH branch, and detailed step-by-step guides for using the IFSC TMSB0000010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TMSB0000010 is the IFSC of The Malad Sahakari Bank Ltd's SATRASTA BRANCH branch. The format is fixed: TMSB = bank code, 0 = reserved, 000010 = branch identifier.

Branch details at a glance

About the bank

The Malad Sahakari Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Satrasta Branch branch in Mumbai, Maharashtra is part of this network and uses the IFSC code TMSB0000010 for all electronic settlement.

About the Satrasta Branch branch

The Satrasta Branch branch of The Malad Sahakari Bank Ltd is situated at 561/C/B,1ST FLOOR,AGAKHAN BUILDING,JACOB CIRCLE,SATRASTA,MUMBAI 400 011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TMSB0000010 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Malad Sahakari Bank Ltd's SATRASTA BRANCH branch came to be assigned the code TMSB0000010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TMSB0000010, money simply cannot be routed to the SATRASTA BRANCH branch electronically.

How to transfer money using IFSC TMSB0000010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMSB0000010 across all three.

How to use IFSC TMSB0000010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Malad Sahakari Bank Ltd's SATRASTA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TMSB0000010.
4. Confirm the bank name auto-populates as The Malad Sahakari Bank Ltd and the branch as SATRASTA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SATRASTA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Malad Sahakari Bank Ltd's SATRASTA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TMSB0000010 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Malad Sahakari Bank Ltd – SATRASTA BRANCH, use IMPS. With IFSC TMSB0000010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TMSB0000010 for The Malad Sahakari Bank Ltd – SATRASTA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Satrasta Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Malad Sahakari Bank Ltd's SATRASTA BRANCH branch, the IFSC TMSB0000010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Satrasta Branch branch is mapped to IFSC TMSB0000010 on the RBI payments network. The branch generally supports the full retail product catalogue of The Malad Sahakari Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TMSB0000010.

Products and services

Customers walking into the Satrasta Branch branch can access most of The Malad Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TMSB0000010

MICR & cheque-truncation details

Cheques drawn on the Satrasta Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TMSB0000010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Satrasta Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMSB0000010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Malad Sahakari Bank Ltd – SATRASTA BRANCH:

• The IFSC is exactly TMSB0000010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Malad Sahakari Bank Ltd as the bank name and SATRASTA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Satrasta Branch branch

The branch is located at 561/C/B,1ST FLOOR,AGAKHAN BUILDING,JACOB CIRCLE,SATRASTA,MUMBAI 400 011, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Malad Sahakari Bank Ltd Satrasta Branch branch” — the verified location pin for IFSC TMSB0000010 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMSB0000010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TMSB0000010 for The Malad Sahakari Bank Ltd – SATRASTA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Satrasta Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMSB0000010 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TMSB0000010 is the IFSC code of The Malad Sahakari Bank Ltd, SATRASTA BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.