IFSC Code of The Malad Sahakari Bank Ltd, Liberty Garden Branch Branch, Maharashtra

If you are searching for the IFSC code of The Malad Sahakari Bank Ltd, LIBERTY GARDEN BRANCH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TMSB0000007. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LIBERTY GARDEN BRANCH branch, and detailed step-by-step guides for using the IFSC TMSB0000007 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Malad Sahakari Bank Ltd's LIBERTY GARDEN BRANCH branch, the IFSC TMSB0000007 breaks down as follows: TMSB identifies the bank, 0 is the reserved character, and 000007 identifies this particular branch.

About the bank

The Malad Sahakari Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Liberty Garden Branch branch in Mumbai, Maharashtra is part of this network and uses the IFSC code TMSB0000007 for all electronic settlement.

About this branch

The branch is located at 101 102,CHEDA APT,FIRST FLOOR,LIBERTY GARDEN,CROSS ROAD NO.3,MALAD W,MUMBAI 400 064. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Malad Sahakari Bank Ltd. The IFSC TMSB0000007 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Malad Sahakari Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LIBERTY GARDEN BRANCH of The Malad Sahakari Bank Ltd — its own 11-character IFSC. The code TMSB0000007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TMSB0000007 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Malad Sahakari Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TMSB0000007 and the account number together uniquely identify the Liberty Garden Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TMSB0000007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TMSB0000007 across all three.

How to use IFSC TMSB0000007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Malad Sahakari Bank Ltd's LIBERTY GARDEN BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TMSB0000007.
4. Confirm the bank name auto-populates as The Malad Sahakari Bank Ltd and the branch as LIBERTY GARDEN BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TMSB0000007

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Malad Sahakari Bank Ltd – LIBERTY GARDEN BRANCH, ensure your bank's portal accepts IFSC TMSB0000007 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Malad Sahakari Bank Ltd LIBERTY GARDEN BRANCH (IFSC TMSB0000007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TMSB0000007 in your mobile or internet banking app, and the money is credited to the LIBERTY GARDEN BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TMSB0000007 for The Malad Sahakari Bank Ltd – LIBERTY GARDEN BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Liberty Garden Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Malad Sahakari Bank Ltd's LIBERTY GARDEN BRANCH branch, the IFSC TMSB0000007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Liberty Garden Branch branch

Once you have an account at The Malad Sahakari Bank Ltd – LIBERTY GARDEN BRANCH, the IFSC TMSB0000007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Liberty Garden Branch branch can access most of The Malad Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TMSB0000007

Digital banking channels

Most day-to-day work that customers used to do at the Liberty Garden Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TMSB0000007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Liberty Garden Branch branch

The branch is located at 101 102,CHEDA APT,FIRST FLOOR,LIBERTY GARDEN,CROSS ROAD NO.3,MALAD W,MUMBAI 400 064, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Malad Sahakari Bank Ltd Liberty Garden Branch branch” — the verified location pin for IFSC TMSB0000007 should appear at the top of the results.
2. Confirm the branch is open by calling 22-28813490 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TMSB0000007 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Malad Sahakari Bank Ltd – LIBERTY GARDEN BRANCH:

• The IFSC is exactly TMSB0000007 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Malad Sahakari Bank Ltd as the bank name and LIBERTY GARDEN BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Liberty Garden Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TMSB0000007 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TMSB0000007 for The Malad Sahakari Bank Ltd – LIBERTY GARDEN BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TMSB0000007 belongs to The Malad Sahakari Bank Ltd's LIBERTY GARDEN BRANCH branch, located at 101 102,CHEDA APT,FIRST FLOOR,LIBERTY GARDEN,CROSS ROAD NO.3,MALAD W,MUMBAI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.