IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited, Jaspur Khurd Kashipur Branch, Uttarakhand

Use this page as a one-stop reference for everything related to The Kurmanchal Nagar Sahakari Bank Limited's JASPUR KHURD KASHIPUR branch in KASHIPUR, UTTARAKHAND. The branch's IFSC code KNSB0010042 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KNSB0010042 is the IFSC of The Kurmanchal Nagar Sahakari Bank Limited's JASPUR KHURD KASHIPUR branch. The format is fixed: KNSB = bank code, 0 = reserved, 010042 = branch identifier.

About The Kurmanchal Nagar Sahakari Bank Limited

The Kurmanchal Nagar Sahakari Bank Limited operates a wide network of branches across India, including the Jaspur Khurd Kashipur branch in Kashipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KNSB0010042.

Branch details at a glance

Jaspur Khurd Kashipur branch overview

Located at NEAR SAHNI RESORT , KUNDESHWARI ROAD, JASPUR KHURD KASHIPUR 244713, UDHAM SINGH NAGAR , UTTRAKHAND, the Jaspur Khurd Kashipur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KNSB0010042 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kurmanchal Nagar Sahakari Bank Limited's JASPUR KHURD KASHIPUR branch came to be assigned the code KNSB0010042.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KNSB0010042, money simply cannot be routed to the JASPUR KHURD KASHIPUR branch electronically.

Account types you can open at the Jaspur Khurd Kashipur branch

Once you have an account at The Kurmanchal Nagar Sahakari Bank Limited – JASPUR KHURD KASHIPUR, the IFSC KNSB0010042 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jaspur Khurd Kashipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 135-9456596448.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KNSB0010042

How to transfer money using IFSC KNSB0010042

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KNSB0010042 across all three.

How to use IFSC KNSB0010042 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kurmanchal Nagar Sahakari Bank Limited's JASPUR KHURD KASHIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KNSB0010042.
4. Confirm the bank name auto-populates as The Kurmanchal Nagar Sahakari Bank Limited and the branch as JASPUR KHURD KASHIPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KNSB0010042

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kurmanchal Nagar Sahakari Bank Limited – JASPUR KHURD KASHIPUR, ensure your bank's portal accepts IFSC KNSB0010042 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Kurmanchal Nagar Sahakari Bank Limited – JASPUR KHURD KASHIPUR, use IMPS. With IFSC KNSB0010042 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KNSB0010042 for The Kurmanchal Nagar Sahakari Bank Limited – JASPUR KHURD KASHIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jaspur Khurd Kashipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kurmanchal Nagar Sahakari Bank Limited's JASPUR KHURD KASHIPUR branch, the IFSC KNSB0010042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KNSB0010042

The Kurmanchal Nagar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JASPUR KHURD KASHIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KNSB0010042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Jaspur Khurd Kashipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KNSB0010042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Kurmanchal Nagar Sahakari Bank Limited – JASPUR KHURD KASHIPUR:

• The IFSC is exactly KNSB0010042 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Kurmanchal Nagar Sahakari Bank Limited as the bank name and JASPUR KHURD KASHIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jaspur Khurd Kashipur branch sits at NEAR SAHNI RESORT , KUNDESHWARI ROAD, JASPUR KHURD KASHIPUR 244713, UDHAM SINGH NAGAR , UTTRAKHAND. If you are travelling from outside Kashipur, search for the branch on a maps application using the bank name and locality, or call 135-9456596448 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KNSB0010042 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KNSB0010042 for The Kurmanchal Nagar Sahakari Bank Limited – JASPUR KHURD KASHIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jaspur Khurd Kashipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KNSB0010042 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KNSB0010042 belongs to The Kurmanchal Nagar Sahakari Bank Limited's JASPUR KHURD KASHIPUR branch, located at NEAR SAHNI RESORT , KUNDESHWARI ROAD, JASPUR KHURD KASHIPUR 244713, UDHAM… in KASHIPUR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.