Use this page as a one-stop reference for everything related to The Kurmanchal Nagar Sahakari Bank Limited's HALDWANI branch in HALDWANI, UTTARAKHAND. The branch's IFSC code KNSB0010001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Kurmanchal Nagar Sahakari Bank Limited's HALDWANI branch, the IFSC KNSB0010001 breaks down as follows: KNSB identifies the bank, 0 is the reserved character, and 010001 identifies this particular branch.
About the bank
The Kurmanchal Nagar Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Haldwani branch in Haldwani, Uttarakhand is part of this network and uses the IFSC code KNSB0010001 for all electronic settlement.
Branch details at a glance
| Bank Name | The Kurmanchal Nagar Sahakari Bank Limited |
|---|---|
| Branch | Haldwani |
| IFSC Code | KNSB0010001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GOPALJI COMPLEX, SADAR BAZAR |
| City | Haldwani |
| District | Nainital |
| State | Uttarakhand |
| STD Code | 5946 |
| Phone | 250150 |
About the Haldwani branch
The Haldwani branch of The Kurmanchal Nagar Sahakari Bank Limited is situated at GOPALJI COMPLEX, SADAR BAZAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KNSB0010001 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kurmanchal Nagar Sahakari Bank Limited's HALDWANI branch came to be assigned the code KNSB0010001.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KNSB0010001, money simply cannot be routed to the HALDWANI branch electronically.
Products and account variants supported
Every account opened at the Haldwani branch is mapped to IFSC KNSB0010001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kurmanchal Nagar Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KNSB0010001.
Products and services
Customers walking into the Haldwani branch can access most of The Kurmanchal Nagar Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KNSB0010001
How to transfer money using IFSC KNSB0010001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KNSB0010001 across all three.
NEFT to The Kurmanchal Nagar Sahakari Bank Limited, HALDWANI using IFSC KNSB0010001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KNSB0010001, and confirm that the system picks up The Kurmanchal Nagar Sahakari Bank Limited – HALDWANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KNSB0010001
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kurmanchal Nagar Sahakari Bank Limited – HALDWANI, ensure your bank's portal accepts IFSC KNSB0010001 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Kurmanchal Nagar Sahakari Bank Limited – HALDWANI, use IMPS. With IFSC KNSB0010001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KNSB0010001 for The Kurmanchal Nagar Sahakari Bank Limited – HALDWANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KNSB0010001 | Yes – KNSB0010001 | Yes – KNSB0010001 |
For most retail customers crediting the Haldwani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kurmanchal Nagar Sahakari Bank Limited's HALDWANI branch, the IFSC KNSB0010001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC KNSB0010001
The Kurmanchal Nagar Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HALDWANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KNSB0010001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Haldwani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KNSB0010001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC KNSB0010001
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kurmanchal Nagar Sahakari Bank Limited – HALDWANI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KNSB0010001. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Haldwani branch sits at GOPALJI COMPLEX, SADAR BAZAR. If you are travelling from outside Haldwani, search for the branch on a maps application using the bank name and locality, or call 5946-250150 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KNSB0010001 and your account number.
Verifying IFSC KNSB0010001 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KNSB0010001 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5946-250150.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Haldwani are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KNSB0010001 continue to work without interruption.
Branch address & contact
The Kurmanchal Nagar Sahakari Bank LimitedHaldwani Branch
GOPALJI COMPLEX, SADAR BAZAR
Haldwani, Uttarakhand
Phone: 5946-250150
IFSC: KNSB0010001
Frequently asked questions
Can I use IFSC KNSB0010001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KNSB0010001 to send funds instantly.
Does The Kurmanchal Nagar Sahakari Bank Limited Haldwani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5946-250150 to confirm.
Is IFSC KNSB0010001 valid for NEFT and RTGS?
Yes. IFSC KNSB0010001 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Kurmanchal Nagar Sahakari Bank Limited Haldwani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KNSB0010001, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Kurmanchal Nagar Sahakari Bank Limited Haldwani branch located?
The Kurmanchal Nagar Sahakari Bank Limited's Haldwani branch is located at GOPALJI COMPLEX, SADAR BAZAR, Haldwani, Uttarakhand.
What is the phone number of The Kurmanchal Nagar Sahakari Bank Limited Haldwani branch?
You can reach the branch at 5946-250150 during regular banking hours.
How quickly will an NEFT transfer using KNSB0010001 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Kurmanchal Nagar Sahakari Bank Limited – Haldwani reflect within 30 minutes.
Is IFSC KNSB0010001 the same for all accounts at Haldwani branch?
Yes. The IFSC KNSB0010001 is shared by every account held at The Kurmanchal Nagar Sahakari Bank Limited's Haldwani branch. Only the account number changes from customer to customer.
Final notes
To recap: KNSB0010001 is the IFSC code of The Kurmanchal Nagar Sahakari Bank Limited, HALDWANI branch, in HALDWANI, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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