IFSC Code of The Kolhapur Urban Co-op Bank Ltd, Pune Branch Branch, Maharashtra

If you are searching for the IFSC code of The Kolhapur Urban Co-op Bank Ltd, PUNE BRANCH branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KOLH0000016. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE BRANCH branch, and detailed step-by-step guides for using the IFSC KOLH0000016 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KOLH0000016 is the IFSC of The Kolhapur Urban Co-op Bank Ltd's PUNE BRANCH branch. The format is fixed: KOLH = bank code, 0 = reserved, 000016 = branch identifier.

Bank profile

The Kolhapur Urban Co-op Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Pune Branch branch — IFSC KOLH0000016 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

About the Pune Branch branch

The Pune Branch branch of The Kolhapur Urban Co-op Bank Ltd is situated at SHOPPING PLAZA COOP HOUSING SOC,RAMBAG COLONY,PAUD ROAD,PUNE 411038. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KOLH0000016 is used.

Why every The Kolhapur Urban Co-op Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUNE BRANCH of The Kolhapur Urban Co-op Bank Ltd — its own 11-character IFSC. The code KOLH0000016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KOLH0000016 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Pune Branch branch is mapped to IFSC KOLH0000016 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kolhapur Urban Co-op Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KOLH0000016.

Products and services

Customers walking into the Pune Branch branch can access most of The Kolhapur Urban Co-op Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KOLH0000016

How to transfer money using IFSC KOLH0000016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KOLH0000016 across all three.

How to use IFSC KOLH0000016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kolhapur Urban Co-op Bank Ltd's PUNE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KOLH0000016.
4. Confirm the bank name auto-populates as The Kolhapur Urban Co-op Bank Ltd and the branch as PUNE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PUNE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Kolhapur Urban Co-op Bank Ltd's PUNE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KOLH0000016 while initiating the transfer and the credit will appear within minutes.

IMPS to The Kolhapur Urban Co-op Bank Ltd PUNE BRANCH (IFSC KOLH0000016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KOLH0000016 in your mobile or internet banking app, and the money is credited to the PUNE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pune Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KOLH0000016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUNE BRANCH is still linked to IFSC KOLH0000016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KOLH0000016

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kolhapur Urban Co-op Bank Ltd – PUNE BRANCH is still mapped to IFSC KOLH0000016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KOLH0000016 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Pune Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KOLH0000016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Kolhapur Urban Co-op Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KOLH0000016 and the account number together uniquely identify the Pune Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC KOLH0000016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kolhapur Urban Co-op Bank Ltd – PUNE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KOLH0000016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Pune Branch branch

The branch is located at SHOPPING PLAZA COOP HOUSING SOC,RAMBAG COLONY,PAUD ROAD,PUNE 411038, which puts it inside Pune, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Kolhapur Urban Co-op Bank Ltd Pune Branch branch” — the verified location pin for IFSC KOLH0000016 should appear at the top of the results.
2. Confirm the branch is open by calling 20-9552580308 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KOLH0000016 and your account number.

Verifying IFSC KOLH0000016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KOLH0000016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-9552580308.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pune Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KOLH0000016, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KOLH0000016 belongs to The Kolhapur Urban Co-op Bank Ltd's PUNE BRANCH branch, located at SHOPPING PLAZA COOP HOUSING SOC,RAMBAG COLONY,PAUD ROAD,PUNE 411038 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.