IFSC Code of The Kolhapur Urban Co-op Bank Ltd, Rajarampuri Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Kolhapur Urban Co-op Bank Ltd, RAJARAMPURI BRANCH branch in OHPR. The 11-digit IFSC KOLH0000004 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Kolhapur Urban Co-op Bank Ltd at the RAJARAMPURI BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Kolhapur Urban Co-op Bank Ltd – RAJARAMPURI BRANCH is KOLH0000004. The first four letters KOLH are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000004 map to this branch in OHPR, MAHARASHTRA.

About The Kolhapur Urban Co-op Bank Ltd

The Kolhapur Urban Co-op Bank Ltd operates a wide network of branches across India, including the Rajarampuri Branch branch in Ohpr. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KOLH0000004.

About the Rajarampuri Branch branch

The Rajarampuri Branch branch of The Kolhapur Urban Co-op Bank Ltd is situated at 1866 E WARD,RAJARAMPURI,7TH LANE,KOLHAPUR-416008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KOLH0000004 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kolhapur Urban Co-op Bank Ltd's RAJARAMPURI BRANCH branch came to be assigned the code KOLH0000004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KOLH0000004, money simply cannot be routed to the RAJARAMPURI BRANCH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Rajarampuri Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KOLH0000004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KOLH0000004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KOLH0000004 across all three.

How to use IFSC KOLH0000004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kolhapur Urban Co-op Bank Ltd's RAJARAMPURI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KOLH0000004.
4. Confirm the bank name auto-populates as The Kolhapur Urban Co-op Bank Ltd and the branch as RAJARAMPURI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RAJARAMPURI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Kolhapur Urban Co-op Bank Ltd's RAJARAMPURI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KOLH0000004 while initiating the transfer and the credit will appear within minutes.

IMPS to The Kolhapur Urban Co-op Bank Ltd RAJARAMPURI BRANCH (IFSC KOLH0000004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KOLH0000004 in your mobile or internet banking app, and the money is credited to the RAJARAMPURI BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KOLH0000004 for The Kolhapur Urban Co-op Bank Ltd – RAJARAMPURI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rajarampuri Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KOLH0000004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kolhapur Urban Co-op Bank Ltd – RAJARAMPURI BRANCH is still mapped to IFSC KOLH0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KOLH0000004 and the beneficiary's account number to complete the transfer.

Account types you can open at the Rajarampuri Branch branch

Once you have an account at The Kolhapur Urban Co-op Bank Ltd – RAJARAMPURI BRANCH, the IFSC KOLH0000004 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Rajarampuri Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2534924.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KOLH0000004

Online banking and IFSC KOLH0000004

The Kolhapur Urban Co-op Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the RAJARAMPURI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KOLH0000004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Rajarampuri Branch branch

The branch is located at 1866 E WARD,RAJARAMPURI,7TH LANE,KOLHAPUR-416008, which puts it inside Ohpr, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Kolhapur Urban Co-op Bank Ltd Rajarampuri Branch branch” — the verified location pin for IFSC KOLH0000004 should appear at the top of the results.
2. Confirm the branch is open by calling 231-2534924 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KOLH0000004 and your account number.

Common mistakes to avoid when using IFSC KOLH0000004

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kolhapur Urban Co-op Bank Ltd – RAJARAMPURI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KOLH0000004.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Rajarampuri Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KOLH0000004 continue to work without interruption.

Verifying IFSC KOLH0000004 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KOLH0000004 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 231-2534924.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: KOLH0000004 is the IFSC code of The Kolhapur Urban Co-op Bank Ltd, RAJARAMPURI BRANCH branch, in OHPR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.