IFSC Code of The Kolhapur Urban Co-op Bank Ltd, New Shahupuri Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Kolhapur Urban Co-op Bank Ltd, NEW SHAHUPURI BRANCH branch in OHPR. The 11-digit IFSC KOLH0000005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Kolhapur Urban Co-op Bank Ltd at the NEW SHAHUPURI BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Kolhapur Urban Co-op Bank Ltd's NEW SHAHUPURI BRANCH branch, the IFSC KOLH0000005 breaks down as follows: KOLH identifies the bank, 0 is the reserved character, and 000005 identifies this particular branch.

Bank profile

The Kolhapur Urban Co-op Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The New Shahupuri Branch branch — IFSC KOLH0000005 — extends the bank's services to customers in and around Ohpr, Maharashtra.

Branch details at a glance

About this branch

The branch is located at 329 E WARD,STATION ROAD,NEW SHAHUPURI,KOLHAPUR.416003. It serves the Ohpr region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kolhapur Urban Co-op Bank Ltd. The IFSC KOLH0000005 is used to identify this branch on the RBI payments network.

Why every The Kolhapur Urban Co-op Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEW SHAHUPURI BRANCH of The Kolhapur Urban Co-op Bank Ltd — its own 11-character IFSC. The code KOLH0000005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KOLH0000005 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the New Shahupuri Branch branch is mapped to IFSC KOLH0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kolhapur Urban Co-op Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KOLH0000005.

Products and services

Customers walking into the New Shahupuri Branch branch can access most of The Kolhapur Urban Co-op Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KOLH0000005

How to transfer money using IFSC KOLH0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KOLH0000005 across all three.

How to use IFSC KOLH0000005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kolhapur Urban Co-op Bank Ltd's NEW SHAHUPURI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KOLH0000005.
4. Confirm the bank name auto-populates as The Kolhapur Urban Co-op Bank Ltd and the branch as NEW SHAHUPURI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KOLH0000005

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kolhapur Urban Co-op Bank Ltd – NEW SHAHUPURI BRANCH, ensure your bank's portal accepts IFSC KOLH0000005 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Kolhapur Urban Co-op Bank Ltd – NEW SHAHUPURI BRANCH, use IMPS. With IFSC KOLH0000005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to New Shahupuri Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KOLH0000005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW SHAHUPURI BRANCH is still linked to IFSC KOLH0000005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KOLH0000005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kolhapur Urban Co-op Bank Ltd – NEW SHAHUPURI BRANCH is still mapped to IFSC KOLH0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KOLH0000005 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the New Shahupuri Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KOLH0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Kolhapur Urban Co-op Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KOLH0000005 and the account number together uniquely identify the New Shahupuri Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC KOLH0000005

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kolhapur Urban Co-op Bank Ltd – NEW SHAHUPURI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KOLH0000005.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the New Shahupuri Branch branch

The branch is located at 329 E WARD,STATION ROAD,NEW SHAHUPURI,KOLHAPUR.416003, which puts it inside Ohpr, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Kolhapur Urban Co-op Bank Ltd New Shahupuri Branch branch” — the verified location pin for IFSC KOLH0000005 should appear at the top of the results.
2. Confirm the branch is open by calling 231-2661940 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KOLH0000005 and your account number.

Verifying IFSC KOLH0000005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KOLH0000005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 231-2661940.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Shahupuri Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KOLH0000005, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KOLH0000005 belongs to The Kolhapur Urban Co-op Bank Ltd's NEW SHAHUPURI BRANCH branch, located at 329 E WARD,STATION ROAD,NEW SHAHUPURI,KOLHAPUR.416003 in OHPR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.