Use this page as a one-stop reference for everything related to The Kolhapur Urban Co-op Bank Ltd's NAGALA PARK BRANCH branch in OHPR, MAHARASHTRA. The branch's IFSC code KOLH0000007 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KOLH0000007 is the IFSC of The Kolhapur Urban Co-op Bank Ltd's NAGALA PARK BRANCH branch. The format is fixed: KOLH = bank code, 0 = reserved, 000007 = branch identifier.
Branch details at a glance
| Bank Name | The Kolhapur Urban Co-op Bank Ltd |
|---|---|
| Branch | Nagala Park Branch |
| IFSC Code | KOLH0000007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 260/9/9,E WARD,NAGALA PARK,KOLHAPUR.416003 |
| City | Ohpr |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 231 |
| Phone | 2650627 |
About The Kolhapur Urban Co-op Bank Ltd
The Kolhapur Urban Co-op Bank Ltd operates a wide network of branches across India, including the Nagala Park Branch branch in Ohpr. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KOLH0000007.
About this branch
The branch is located at 260/9/9,E WARD,NAGALA PARK,KOLHAPUR.416003. It serves the Ohpr region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kolhapur Urban Co-op Bank Ltd. The IFSC KOLH0000007 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kolhapur Urban Co-op Bank Ltd's NAGALA PARK BRANCH branch came to be assigned the code KOLH0000007.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KOLH0000007, money simply cannot be routed to the NAGALA PARK BRANCH branch electronically.
How to transfer money using IFSC KOLH0000007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KOLH0000007 across all three.
How to use IFSC KOLH0000007 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kolhapur Urban Co-op Bank Ltd's NAGALA PARK BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KOLH0000007.
- Confirm the bank name auto-populates as The Kolhapur Urban Co-op Bank Ltd and the branch as NAGALA PARK BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KOLH0000007
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kolhapur Urban Co-op Bank Ltd – NAGALA PARK BRANCH, ensure your bank's portal accepts IFSC KOLH0000007 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Kolhapur Urban Co-op Bank Ltd NAGALA PARK BRANCH (IFSC KOLH0000007)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KOLH0000007 in your mobile or internet banking app, and the money is credited to the NAGALA PARK BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KOLH0000007 for The Kolhapur Urban Co-op Bank Ltd – NAGALA PARK BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KOLH0000007 | Yes – KOLH0000007 | Yes – KOLH0000007 |
For most retail customers crediting the Nagala Park Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kolhapur Urban Co-op Bank Ltd's NAGALA PARK BRANCH branch, the IFSC KOLH0000007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nagala Park Branch branch is mapped to IFSC KOLH0000007 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kolhapur Urban Co-op Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KOLH0000007.
Banking services available
The Nagala Park Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2650627.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KOLH0000007
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Kolhapur Urban Co-op Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KOLH0000007 and the account number together uniquely identify the Nagala Park Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Nagala Park Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KOLH0000007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KOLH0000007
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kolhapur Urban Co-op Bank Ltd – NAGALA PARK BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KOLH0000007. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nagala Park Branch branch sits at 260/9/9,E WARD,NAGALA PARK,KOLHAPUR.416003. If you are travelling from outside Ohpr, search for the branch on a maps application using the bank name and locality, or call 231-2650627 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KOLH0000007 and your account number.
Verifying IFSC KOLH0000007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KOLH0000007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 231-2650627.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nagala Park Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KOLH0000007 continue to work without interruption.
Branch address & contact
The Kolhapur Urban Co-op Bank LtdNagala Park Branch Branch
260/9/9,E WARD,NAGALA PARK,KOLHAPUR.416003
Ohpr, Maharashtra
Phone: 231-2650627
IFSC: KOLH0000007
Frequently asked questions
What is the IFSC code of The Kolhapur Urban Co-op Bank Ltd Nagala Park Branch branch?
The IFSC code of The Kolhapur Urban Co-op Bank Ltd, Nagala Park Branch branch is KOLH0000007. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KOLH0000007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KOLH0000007 to send funds instantly.
How do I add The Kolhapur Urban Co-op Bank Ltd Nagala Park Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KOLH0000007, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using KOLH0000007 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Kolhapur Urban Co-op Bank Ltd – Nagala Park Branch reflect within 30 minutes.
Where is The Kolhapur Urban Co-op Bank Ltd Nagala Park Branch branch located?
The Kolhapur Urban Co-op Bank Ltd's Nagala Park Branch branch is located at 260/9/9,E WARD,NAGALA PARK,KOLHAPUR.416003, Ohpr, Maharashtra.
Is IFSC KOLH0000007 valid for NEFT and RTGS?
Yes. IFSC KOLH0000007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagala Park Branch branch but serve different purposes.
Summary
The IFSC code KOLH0000007 belongs to The Kolhapur Urban Co-op Bank Ltd's NAGALA PARK BRANCH branch, located at 260/9/9,E WARD,NAGALA PARK,KOLHAPUR.416003 in OHPR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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