IFSC Code of The Kolhapur Urban Co-op Bank Ltd, Jarag Nagar Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Kolhapur Urban Co-op Bank Ltd's JARAG NAGAR BRANCH branch in OHPR, MAHARASHTRA. The branch's IFSC code KOLH0000014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Kolhapur Urban Co-op Bank Ltd's JARAG NAGAR BRANCH branch, the IFSC KOLH0000014 breaks down as follows: KOLH identifies the bank, 0 is the reserved character, and 000014 identifies this particular branch.

Bank profile

The Kolhapur Urban Co-op Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Jarag Nagar Branch branch — IFSC KOLH0000014 — extends the bank's services to customers in and around Ohpr, Maharashtra.

Branch details at a glance

About this branch

The branch is located at RAJVEER HEIGHTS G-1,G-2,RAMANANDNAGAR,JARAGNAGAR,KOLHAPUR. It serves the Ohpr region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kolhapur Urban Co-op Bank Ltd. The IFSC KOLH0000014 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kolhapur Urban Co-op Bank Ltd's JARAG NAGAR BRANCH branch came to be assigned the code KOLH0000014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KOLH0000014, money simply cannot be routed to the JARAG NAGAR BRANCH branch electronically.

Account types you can open at the Jarag Nagar Branch branch

Once you have an account at The Kolhapur Urban Co-op Bank Ltd – JARAG NAGAR BRANCH, the IFSC KOLH0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jarag Nagar Branch branch can access most of The Kolhapur Urban Co-op Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KOLH0000014

How to transfer money using IFSC KOLH0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KOLH0000014 across all three.

NEFT to The Kolhapur Urban Co-op Bank Ltd, JARAG NAGAR BRANCH using IFSC KOLH0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KOLH0000014, and confirm that the system picks up The Kolhapur Urban Co-op Bank Ltd – JARAG NAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JARAG NAGAR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Kolhapur Urban Co-op Bank Ltd's JARAG NAGAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KOLH0000014 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Kolhapur Urban Co-op Bank Ltd – JARAG NAGAR BRANCH, use IMPS. With IFSC KOLH0000014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jarag Nagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KOLH0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JARAG NAGAR BRANCH is still linked to IFSC KOLH0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kolhapur Urban Co-op Bank Ltd's JARAG NAGAR BRANCH branch, the IFSC KOLH0000014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Jarag Nagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KOLH0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jarag Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KOLH0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Kolhapur Urban Co-op Bank Ltd – JARAG NAGAR BRANCH:

• The IFSC is exactly KOLH0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Kolhapur Urban Co-op Bank Ltd as the bank name and JARAG NAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jarag Nagar Branch branch

The branch is located at RAJVEER HEIGHTS G-1,G-2,RAMANANDNAGAR,JARAGNAGAR,KOLHAPUR, which puts it inside Ohpr, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Kolhapur Urban Co-op Bank Ltd Jarag Nagar Branch branch” — the verified location pin for IFSC KOLH0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 231-2636364 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KOLH0000014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KOLH0000014 for The Kolhapur Urban Co-op Bank Ltd – JARAG NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jarag Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KOLH0000014 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KOLH0000014 is the IFSC code of The Kolhapur Urban Co-op Bank Ltd, JARAG NAGAR BRANCH branch, in OHPR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.