Use this page as a one-stop reference for everything related to The Kolhapur Urban Co-op Bank Ltd's HEAD OFFICE branch in OHPR, MAHARASHTRA. The branch's IFSC code KOLH0000001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE is KOLH0000001. The first four letters KOLH are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000001 map to this branch in OHPR, MAHARASHTRA.
Branch details at a glance
| Bank Name | The Kolhapur Urban Co-op Bank Ltd |
|---|---|
| Branch | Head Office |
| IFSC Code | KOLH0000001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 514,D WARD GANGAWESH 1ST FLOOR KOLHAPUR 416002 |
| City | Ohpr |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 231 |
| Phone | 2547242 |
About the bank
The Kolhapur Urban Co-op Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Head Office branch in Ohpr, Maharashtra is part of this network and uses the IFSC code KOLH0000001 for all electronic settlement.
About this branch
The branch is located at 514,D WARD GANGAWESH 1ST FLOOR KOLHAPUR 416002. It serves the Ohpr region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kolhapur Urban Co-op Bank Ltd. The IFSC KOLH0000001 is used to identify this branch on the RBI payments network.
Why every The Kolhapur Urban Co-op Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HEAD OFFICE of The Kolhapur Urban Co-op Bank Ltd — its own 11-character IFSC. The code KOLH0000001 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KOLH0000001 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KOLH0000001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KOLH0000001 across all three.
How to use IFSC KOLH0000001 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kolhapur Urban Co-op Bank Ltd's HEAD OFFICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KOLH0000001.
- Confirm the bank name auto-populates as The Kolhapur Urban Co-op Bank Ltd and the branch as HEAD OFFICE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KOLH0000001
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE, ensure your bank's portal accepts IFSC KOLH0000001 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE, use IMPS. With IFSC KOLH0000001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KOLH0000001 for The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KOLH0000001 | Yes – KOLH0000001 | Yes – KOLH0000001 |
For most retail customers crediting the Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KOLH0000001
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE is still mapped to IFSC KOLH0000001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KOLH0000001 and the beneficiary's account number to complete the transfer.
Account types you can open at the Head Office branch
Once you have an account at The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE, the IFSC KOLH0000001 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Head Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2547242.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KOLH0000001
MICR & cheque-truncation details
Cheques drawn on the Head Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KOLH0000001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KOLH0000001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KOLH0000001
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KOLH0000001. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Head Office branch
The branch is located at 514,D WARD GANGAWESH 1ST FLOOR KOLHAPUR 416002, which puts it inside Ohpr, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Kolhapur Urban Co-op Bank Ltd Head Office branch” — the verified location pin for IFSC KOLH0000001 should appear at the top of the results.
- Confirm the branch is open by calling 231-2547242 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KOLH0000001 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KOLH0000001 for The Kolhapur Urban Co-op Bank Ltd – HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Head Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KOLH0000001 continue to work without interruption.
Branch address & contact
The Kolhapur Urban Co-op Bank LtdHead Office Branch
514,D WARD GANGAWESH 1ST FLOOR KOLHAPUR 416002
Ohpr, Maharashtra
Phone: 231-2547242
IFSC: KOLH0000001
Frequently asked questions
Is IFSC KOLH0000001 the same for all accounts at Head Office branch?
Yes. The IFSC KOLH0000001 is shared by every account held at The Kolhapur Urban Co-op Bank Ltd's Head Office branch. Only the account number changes from customer to customer.
Can I use IFSC KOLH0000001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KOLH0000001 to send funds instantly.
What is the phone number of The Kolhapur Urban Co-op Bank Ltd Head Office branch?
You can reach the branch at 231-2547242 during regular banking hours.
Where is The Kolhapur Urban Co-op Bank Ltd Head Office branch located?
The Kolhapur Urban Co-op Bank Ltd's Head Office branch is located at 514,D WARD GANGAWESH 1ST FLOOR KOLHAPUR 416002, Ohpr, Maharashtra.
How do I add The Kolhapur Urban Co-op Bank Ltd Head Office as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KOLH0000001, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of The Kolhapur Urban Co-op Bank Ltd Head Office branch?
The IFSC code of The Kolhapur Urban Co-op Bank Ltd, Head Office branch is KOLH0000001. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: KOLH0000001 is the IFSC code of The Kolhapur Urban Co-op Bank Ltd, HEAD OFFICE branch, in OHPR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
