IFSC Code of The Kerala State Cooperative Bank Limited, Medical College Evening Peringandoor Branch, Kerala

Below are the complete branch details for The Kerala State Cooperative Bank Limited, MEDICAL COLLEGE EVENING PERINGANDOOR branch, located in THRISSUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is KSBK0001491. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KSBK0001491 for The Kerala State Cooperative Bank Limited – MEDICAL COLLEGE EVENING PERINGANDOOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Kerala State Cooperative Bank Limited's MEDICAL COLLEGE EVENING PERINGANDOOR branch, the IFSC KSBK0001491 breaks down as follows: KSBK identifies the bank, 0 is the reserved character, and 001491 identifies this particular branch.

About The Kerala State Cooperative Bank Limited

The Kerala State Cooperative Bank Limited operates a wide network of branches across India, including the Medical College Evening Peringandoor branch in Thrissur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KSBK0001491.

Branch details at a glance

About the Medical College Evening Peringandoor branch

The Medical College Evening Peringandoor branch of The Kerala State Cooperative Bank Limited is situated at 37/745,LAKSHMI TOWER,NEAR MEDICAL COLLEGE,PERINGANDOOR,THRISSUR PIN 680581. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KSBK0001491 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kerala State Cooperative Bank Limited's MEDICAL COLLEGE EVENING PERINGANDOOR branch came to be assigned the code KSBK0001491.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KSBK0001491, money simply cannot be routed to the MEDICAL COLLEGE EVENING PERINGANDOOR branch electronically.

Account types you can open at the Medical College Evening Peringandoor branch

Once you have an account at The Kerala State Cooperative Bank Limited – MEDICAL COLLEGE EVENING PERINGANDOOR, the IFSC KSBK0001491 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Medical College Evening Peringandoor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 487-2208000.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KSBK0001491

How to transfer money using IFSC KSBK0001491

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSBK0001491 across all three.

How to use IFSC KSBK0001491 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kerala State Cooperative Bank Limited's MEDICAL COLLEGE EVENING PERINGANDOOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KSBK0001491.
4. Confirm the bank name auto-populates as The Kerala State Cooperative Bank Limited and the branch as MEDICAL COLLEGE EVENING PERINGANDOOR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MEDICAL COLLEGE EVENING PERINGANDOOR

If you need to transfer ₹2 lakh or more in one go to an account at The Kerala State Cooperative Bank Limited's MEDICAL COLLEGE EVENING PERINGANDOOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KSBK0001491 while initiating the transfer and the credit will appear within minutes.

IMPS to The Kerala State Cooperative Bank Limited MEDICAL COLLEGE EVENING PERINGANDOOR (IFSC KSBK0001491)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KSBK0001491 in your mobile or internet banking app, and the money is credited to the MEDICAL COLLEGE EVENING PERINGANDOOR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Medical College Evening Peringandoor

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KSBK0001491:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEDICAL COLLEGE EVENING PERINGANDOOR is still linked to IFSC KSBK0001491.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kerala State Cooperative Bank Limited's MEDICAL COLLEGE EVENING PERINGANDOOR branch, the IFSC KSBK0001491 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KSBK0001491

The Kerala State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MEDICAL COLLEGE EVENING PERINGANDOOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KSBK0001491 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Kerala State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KSBK0001491 and the account number together uniquely identify the Medical College Evening Peringandoor branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Kerala State Cooperative Bank Limited – MEDICAL COLLEGE EVENING PERINGANDOOR:

• The IFSC is exactly KSBK0001491 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Kerala State Cooperative Bank Limited as the bank name and MEDICAL COLLEGE EVENING PERINGANDOOR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Medical College Evening Peringandoor branch

The branch is located at 37/745,LAKSHMI TOWER,NEAR MEDICAL COLLEGE,PERINGANDOOR,THRISSUR PIN 680581, which puts it inside Thrissur, the broader Thrissur district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “The Kerala State Cooperative Bank Limited Medical College Evening Peringandoor branch” — the verified location pin for IFSC KSBK0001491 should appear at the top of the results.
2. Confirm the branch is open by calling 487-2208000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KSBK0001491 and your account number.

Verifying IFSC KSBK0001491 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KSBK0001491 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 487-2208000.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Medical College Evening Peringandoor branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KSBK0001491, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KSBK0001491 is the IFSC code of The Kerala State Cooperative Bank Limited, MEDICAL COLLEGE EVENING PERINGANDOOR branch, in THRISSUR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.