Below are the complete branch details for The Kerala State Cooperative Bank Limited, KATTAKADA MORNING AND EVENING branch, located in THIRUVANANTHAPURAM, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is KSBK0001044. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KSBK0001044 for The Kerala State Cooperative Bank Limited – KATTAKADA MORNING AND EVENING — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KSBK0001044 is the IFSC of The Kerala State Cooperative Bank Limited's KATTAKADA MORNING AND EVENING branch. The format is fixed: KSBK = bank code, 0 = reserved, 001044 = branch identifier.
Branch details at a glance
| Bank Name | The Kerala State Cooperative Bank Limited |
|---|---|
| Branch | Kattakada Morning and Evening |
| IFSC Code | KSBK0001044 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KP 11/1486,ALAN TOWERS,KATTAKKADA,THIRUVANANTHAPURAM PIN 695572 |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| STD Code | 471 |
| Phone | 2291548 |
Bank profile
The Kerala State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kattakada Morning and Evening branch — IFSC KSBK0001044 — extends the bank's services to customers in and around Thiruvananthapuram, Kerala.
About this branch
The branch is located at KP 11/1486,ALAN TOWERS,KATTAKKADA,THIRUVANANTHAPURAM PIN 695572. It serves the Thiruvananthapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kerala State Cooperative Bank Limited. The IFSC KSBK0001044 is used to identify this branch on the RBI payments network.
Why every The Kerala State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KATTAKADA MORNING AND EVENING of The Kerala State Cooperative Bank Limited — its own 11-character IFSC. The code KSBK0001044 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSBK0001044 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KSBK0001044
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSBK0001044 across all three.
NEFT to The Kerala State Cooperative Bank Limited, KATTAKADA MORNING AND EVENING using IFSC KSBK0001044
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KSBK0001044, and confirm that the system picks up The Kerala State Cooperative Bank Limited – KATTAKADA MORNING AND EVENING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KSBK0001044
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kerala State Cooperative Bank Limited – KATTAKADA MORNING AND EVENING, ensure your bank's portal accepts IFSC KSBK0001044 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Kerala State Cooperative Bank Limited – KATTAKADA MORNING AND EVENING, use IMPS. With IFSC KSBK0001044 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kattakada Morning and Evening
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KSBK0001044:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KATTAKADA MORNING AND EVENING is still linked to IFSC KSBK0001044.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kerala State Cooperative Bank Limited's KATTAKADA MORNING AND EVENING branch, the IFSC KSBK0001044 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kattakada Morning and Evening branch is mapped to IFSC KSBK0001044 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kerala State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KSBK0001044.
Banking services available
The Kattakada Morning and Evening branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 471-2291548.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KSBK0001044
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Kerala State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KSBK0001044 and the account number together uniquely identify the Kattakada Morning and Evening branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KSBK0001044
The Kerala State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KATTAKADA MORNING AND EVENING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KSBK0001044 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Kerala State Cooperative Bank Limited – KATTAKADA MORNING AND EVENING:
- The IFSC is exactly KSBK0001044 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Kerala State Cooperative Bank Limited as the bank name and KATTAKADA MORNING AND EVENING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kattakada Morning and Evening branch
The branch is located at KP 11/1486,ALAN TOWERS,KATTAKKADA,THIRUVANANTHAPURAM PIN 695572, which puts it inside Thiruvananthapuram, the broader Thiruvananthapuram district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “The Kerala State Cooperative Bank Limited Kattakada Morning and Evening branch” — the verified location pin for IFSC KSBK0001044 should appear at the top of the results.
- Confirm the branch is open by calling 471-2291548 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KSBK0001044 and your account number.
Verifying IFSC KSBK0001044 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KSBK0001044 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 471-2291548.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kattakada Morning and Evening are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KSBK0001044 continue to work without interruption.
Branch address & contact
The Kerala State Cooperative Bank LimitedKattakada Morning and Evening Branch
KP 11/1486,ALAN TOWERS,KATTAKKADA,THIRUVANANTHAPURAM PIN 695572
Thiruvananthapuram, Kerala
Phone: 471-2291548
IFSC: KSBK0001044
Frequently asked questions
What is the phone number of The Kerala State Cooperative Bank Limited Kattakada Morning and Evening branch?
You can reach the branch at 471-2291548 during regular banking hours.
Is IFSC KSBK0001044 the same for all accounts at Kattakada Morning and Evening branch?
Yes. The IFSC KSBK0001044 is shared by every account held at The Kerala State Cooperative Bank Limited's Kattakada Morning and Evening branch. Only the account number changes from customer to customer.
How do I add The Kerala State Cooperative Bank Limited Kattakada Morning and Evening as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KSBK0001044, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC KSBK0001044 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KSBK0001044 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kattakada Morning and Evening branch but serve different purposes.
How quickly will an NEFT transfer using KSBK0001044 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Kerala State Cooperative Bank Limited – Kattakada Morning and Evening reflect within 30 minutes.
Where is The Kerala State Cooperative Bank Limited Kattakada Morning and Evening branch located?
The Kerala State Cooperative Bank Limited's Kattakada Morning and Evening branch is located at KP 11/1486,ALAN TOWERS,KATTAKKADA,THIRUVANANTHAPURAM PIN 695572, Thiruvananthapuram, Kerala.
Is IFSC KSBK0001044 valid for NEFT and RTGS?
Yes. IFSC KSBK0001044 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code KSBK0001044 belongs to The Kerala State Cooperative Bank Limited's KATTAKADA MORNING AND EVENING branch, located at KP 11/1486,ALAN TOWERS,KATTAKKADA,THIRUVANANTHAPURAM PIN 695572 in THIRUVANANTHAPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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