IFSC Code of The Karanataka State Cooperative Apex Bank Limited, Tumkur Dcc Bank Ltd , Y N Hosakote Br Branch, Karnataka

If you are searching for the IFSC code of The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch in TUMKUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KSCB0006013. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch, and detailed step-by-step guides for using the IFSC KSCB0006013 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , Y N HOSAKOTE BR is KSCB0006013. The first four letters KSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006013 map to this branch in TUMKUR, KARNATAKA.

Bank profile

The Karanataka State Cooperative Apex Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tumkur Dcc Bank Ltd , Y N Hosakote Br branch — IFSC KSCB0006013 — extends the bank's services to customers in and around Tumkur, Karnataka.

Branch details at a glance

Tumkur Dcc Bank Ltd , Y N Hosakote Br branch overview

Located at TUMKUR DCC BANK LTD.,YN HOSAKOTE BR,YN HOSAKOTE PAVAGADA TQ,TUMKUR DIST, the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KSCB0006013 is required for all interbank electronic transfers routed through this branch.

Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUMKUR DCC BANK LTD , Y N HOSAKOTE BR of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0006013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0006013 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch

Once you have an account at The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , Y N HOSAKOTE BR, the IFSC KSCB0006013 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch can access most of The Karanataka State Cooperative Apex Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KSCB0006013

How to transfer money using IFSC KSCB0006013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0006013 across all three.

How to use IFSC KSCB0006013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KSCB0006013.
4. Confirm the bank name auto-populates as The Karanataka State Cooperative Apex Bank Limited and the branch as TUMKUR DCC BANK LTD , Y N HOSAKOTE BR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TUMKUR DCC BANK LTD , Y N HOSAKOTE BR

If you need to transfer ₹2 lakh or more in one go to an account at The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KSCB0006013 while initiating the transfer and the credit will appear within minutes.

IMPS to The Karanataka State Cooperative Apex Bank Limited TUMKUR DCC BANK LTD , Y N HOSAKOTE BR (IFSC KSCB0006013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KSCB0006013 in your mobile or internet banking app, and the money is credited to the TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KSCB0006013 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , Y N HOSAKOTE BR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch, the IFSC KSCB0006013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KSCB0006013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Karanataka State Cooperative Apex Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KSCB0006013 and the account number together uniquely identify the Tumkur Dcc Bank Ltd , Y N Hosakote Br branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , Y N HOSAKOTE BR:

• The IFSC is exactly KSCB0006013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Karanataka State Cooperative Apex Bank Limited as the bank name and TUMKUR DCC BANK LTD , Y N HOSAKOTE BR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Tumkur Dcc Bank Ltd , Y N Hosakote Br branch sits at TUMKUR DCC BANK LTD.,YN HOSAKOTE BR,YN HOSAKOTE PAVAGADA TQ,TUMKUR DIST. If you are travelling from outside Tumkur, search for the branch on a maps application using the bank name and locality, or call 8136-247243 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KSCB0006013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KSCB0006013 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , Y N HOSAKOTE BR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Tumkur Dcc Bank Ltd , Y N Hosakote Br are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KSCB0006013 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KSCB0006013 is the IFSC code of The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , Y N HOSAKOTE BR branch, in TUMKUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.