This page lists the IFSC code, branch address, contact number and fund-transfer information for The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , S.S PURAM BR branch in TUMKUR. The 11-digit IFSC KSCB0006002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Karanataka State Cooperative Apex Bank Limited at the TUMKUR DCC BANK LTD , S.S PURAM BR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR is KSCB0006002. The first four letters KSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006002 map to this branch in TUMKUR, KARNATAKA.
Branch details at a glance
| Bank Name | The Karanataka State Cooperative Apex Bank Limited |
|---|---|
| Branch | Tumkur Dcc Bank Ltd , S.S Puram Br |
| IFSC Code | KSCB0006002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TUMKUR DCC BANK LTD.,S S PURAM BRANCH,S S PURAM MAIN ROAD TUMKUR-572102 |
| City | Tumkur |
| District | Tumkur |
| State | Karnataka |
| STD Code | 816 |
| Phone | 2274059 |
About The Karanataka State Cooperative Apex Bank Limited
The Karanataka State Cooperative Apex Bank Limited operates a wide network of branches across India, including the Tumkur Dcc Bank Ltd , S.S Puram Br branch in Tumkur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KSCB0006002.
About the Tumkur Dcc Bank Ltd , S.S Puram Br branch
The Tumkur Dcc Bank Ltd , S.S Puram Br branch of The Karanataka State Cooperative Apex Bank Limited is situated at TUMKUR DCC BANK LTD.,S S PURAM BRANCH,S S PURAM MAIN ROAD TUMKUR-572102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KSCB0006002 is used.
Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUMKUR DCC BANK LTD , S.S PURAM BR of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0006002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0006002 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KSCB0006002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0006002 across all three.
How to use IFSC KSCB0006002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , S.S PURAM BR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KSCB0006002.
- Confirm the bank name auto-populates as The Karanataka State Cooperative Apex Bank Limited and the branch as TUMKUR DCC BANK LTD , S.S PURAM BR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KSCB0006002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR, ensure your bank's portal accepts IFSC KSCB0006002 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR, use IMPS. With IFSC KSCB0006002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KSCB0006002 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KSCB0006002 | Yes – KSCB0006002 | Yes – KSCB0006002 |
For most retail customers crediting the Tumkur Dcc Bank Ltd , S.S Puram Br branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KSCB0006002
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR is still mapped to IFSC KSCB0006002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KSCB0006002 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tumkur Dcc Bank Ltd , S.S Puram Br branch is mapped to IFSC KSCB0006002 on the RBI payments network. The branch generally supports the full retail product catalogue of The Karanataka State Cooperative Apex Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KSCB0006002.
Banking services available
The Tumkur Dcc Bank Ltd , S.S Puram Br branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 816-2274059.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KSCB0006002
MICR & cheque-truncation details
Cheques drawn on the Tumkur Dcc Bank Ltd , S.S Puram Br branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KSCB0006002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KSCB0006002
The Karanataka State Cooperative Apex Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TUMKUR DCC BANK LTD , S.S PURAM BR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KSCB0006002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR:
- The IFSC is exactly KSCB0006002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Karanataka State Cooperative Apex Bank Limited as the bank name and TUMKUR DCC BANK LTD , S.S PURAM BR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Tumkur Dcc Bank Ltd , S.S Puram Br branch
The branch is located at TUMKUR DCC BANK LTD.,S S PURAM BRANCH,S S PURAM MAIN ROAD TUMKUR-572102, which puts it inside Tumkur, the broader Tumkur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , S.S Puram Br branch” — the verified location pin for IFSC KSCB0006002 should appear at the top of the results.
- Confirm the branch is open by calling 816-2274059 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KSCB0006002 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC KSCB0006002 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , S.S PURAM BR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Tumkur Dcc Bank Ltd , S.S Puram Br are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KSCB0006002 continue to work without interruption.
Branch address & contact
The Karanataka State Cooperative Apex Bank LimitedTumkur Dcc Bank Ltd , S.S Puram Br Branch
TUMKUR DCC BANK LTD.,S S PURAM BRANCH,S S PURAM MAIN ROAD TUMKUR-572102
Tumkur, Karnataka
Phone: 816-2274059
IFSC: KSCB0006002
Frequently asked questions
What is the phone number of The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , S.S Puram Br branch?
You can reach the branch at 816-2274059 during regular banking hours.
Does The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , S.S Puram Br branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 816-2274059 to confirm.
Is IFSC KSCB0006002 valid for NEFT and RTGS?
Yes. IFSC KSCB0006002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , S.S Puram Br branch located?
The Karanataka State Cooperative Apex Bank Limited's Tumkur Dcc Bank Ltd , S.S Puram Br branch is located at TUMKUR DCC BANK LTD.,S S PURAM BRANCH,S S PURAM MAIN ROAD TUMKUR-572102, Tumkur, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tumkur Dcc Bank Ltd , S.S Puram Br branch but serve different purposes.
Is IFSC KSCB0006002 the same for all accounts at Tumkur Dcc Bank Ltd , S.S Puram Br branch?
Yes. The IFSC KSCB0006002 is shared by every account held at The Karanataka State Cooperative Apex Bank Limited's Tumkur Dcc Bank Ltd , S.S Puram Br branch. Only the account number changes from customer to customer.
Summary
The IFSC code KSCB0006002 belongs to The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , S.S PURAM BR branch, located at TUMKUR DCC BANK LTD.,S S PURAM BRANCH,S S PURAM MAIN ROAD TUMKUR-572102 in TUMKUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


