IFSC Code of The Karanataka State Cooperative Apex Bank Limited, Tumkur Dcc Bank Ltd , Kunigal Br Branch, Karnataka

If you are searching for the IFSC code of The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , KUNIGAL BR branch in TUMKUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KSCB0006011. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TUMKUR DCC BANK LTD , KUNIGAL BR branch, and detailed step-by-step guides for using the IFSC KSCB0006011 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , KUNIGAL BR branch, the IFSC KSCB0006011 breaks down as follows: KSCB identifies the bank, 0 is the reserved character, and 006011 identifies this particular branch.

Branch details at a glance

About The Karanataka State Cooperative Apex Bank Limited

The Karanataka State Cooperative Apex Bank Limited operates a wide network of branches across India, including the Tumkur Dcc Bank Ltd , Kunigal Br branch in Tumkur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KSCB0006011.

About this branch

The branch is located at TUMKUR DCC BANK LTD.,KUNIGAL BR,OPP M MHOSPITAL,BM ROAD,KUNIGAL,TUMKUR DIST. It serves the Tumkur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Karanataka State Cooperative Apex Bank Limited. The IFSC KSCB0006011 is used to identify this branch on the RBI payments network.

Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUMKUR DCC BANK LTD , KUNIGAL BR of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0006011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0006011 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KSCB0006011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0006011 across all three.

How to use IFSC KSCB0006011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , KUNIGAL BR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KSCB0006011.
4. Confirm the bank name auto-populates as The Karanataka State Cooperative Apex Bank Limited and the branch as TUMKUR DCC BANK LTD , KUNIGAL BR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TUMKUR DCC BANK LTD , KUNIGAL BR

If you need to transfer ₹2 lakh or more in one go to an account at The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , KUNIGAL BR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KSCB0006011 while initiating the transfer and the credit will appear within minutes.

IMPS to The Karanataka State Cooperative Apex Bank Limited TUMKUR DCC BANK LTD , KUNIGAL BR (IFSC KSCB0006011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KSCB0006011 in your mobile or internet banking app, and the money is credited to the TUMKUR DCC BANK LTD , KUNIGAL BR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tumkur Dcc Bank Ltd , Kunigal Br

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KSCB0006011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TUMKUR DCC BANK LTD , KUNIGAL BR is still linked to IFSC KSCB0006011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , KUNIGAL BR branch, the IFSC KSCB0006011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tumkur Dcc Bank Ltd , Kunigal Br branch is mapped to IFSC KSCB0006011 on the RBI payments network. The branch generally supports the full retail product catalogue of The Karanataka State Cooperative Apex Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KSCB0006011.

Products and services

Customers walking into the Tumkur Dcc Bank Ltd , Kunigal Br branch can access most of The Karanataka State Cooperative Apex Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KSCB0006011

MICR & cheque-truncation details

Cheques drawn on the Tumkur Dcc Bank Ltd , Kunigal Br branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KSCB0006011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Tumkur Dcc Bank Ltd , Kunigal Br branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KSCB0006011 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , KUNIGAL BR:

• The IFSC is exactly KSCB0006011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Karanataka State Cooperative Apex Bank Limited as the bank name and TUMKUR DCC BANK LTD , KUNIGAL BR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Tumkur Dcc Bank Ltd , Kunigal Br branch

The branch is located at TUMKUR DCC BANK LTD.,KUNIGAL BR,OPP M MHOSPITAL,BM ROAD,KUNIGAL,TUMKUR DIST, which puts it inside Tumkur, the broader Tumkur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , Kunigal Br branch” — the verified location pin for IFSC KSCB0006011 should appear at the top of the results.
2. Confirm the branch is open by calling 8132-220247 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KSCB0006011 and your account number.

Verifying IFSC KSCB0006011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KSCB0006011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8132-220247.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tumkur Dcc Bank Ltd , Kunigal Br branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KSCB0006011, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KSCB0006011 belongs to The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , KUNIGAL BR branch, located at TUMKUR DCC BANK LTD.,KUNIGAL BR,OPP M MHOSPITAL,BM ROAD,KUNIGAL,TUMKUR DIST in TUMKUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.