IFSC Code of The Karanataka State Cooperative Apex Bank Limited, Tumkur Dcc Bank Ltd , Handanakere Br Branch, Karnataka

Below are the complete branch details for The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , HANDANAKERE BR branch, located in TUMKUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KSCB0006018. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KSCB0006018 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , HANDANAKERE BR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KSCB0006018 is the IFSC of The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , HANDANAKERE BR branch. The format is fixed: KSCB = bank code, 0 = reserved, 006018 = branch identifier.

Branch details at a glance

Bank profile

The Karanataka State Cooperative Apex Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tumkur Dcc Bank Ltd , Handanakere Br branch — IFSC KSCB0006018 — extends the bank's services to customers in and around Tumkur, Karnataka.

About the Tumkur Dcc Bank Ltd , Handanakere Br branch

The Tumkur Dcc Bank Ltd , Handanakere Br branch of The Karanataka State Cooperative Apex Bank Limited is situated at TUMKUR DCCB LTD.,HANDANAKERE BR,NEAR VSSN C.N.HALLI TQ,TUMKUR DIST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KSCB0006018 is used.

Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUMKUR DCC BANK LTD , HANDANAKERE BR of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0006018 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0006018 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KSCB0006018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0006018 across all three.

NEFT to The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , HANDANAKERE BR using IFSC KSCB0006018

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KSCB0006018, and confirm that the system picks up The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , HANDANAKERE BR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KSCB0006018

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , HANDANAKERE BR, ensure your bank's portal accepts IFSC KSCB0006018 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , HANDANAKERE BR, use IMPS. With IFSC KSCB0006018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Tumkur Dcc Bank Ltd , Handanakere Br

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KSCB0006018:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TUMKUR DCC BANK LTD , HANDANAKERE BR is still linked to IFSC KSCB0006018.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , HANDANAKERE BR branch, the IFSC KSCB0006018 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tumkur Dcc Bank Ltd , Handanakere Br branch is mapped to IFSC KSCB0006018 on the RBI payments network. The branch generally supports the full retail product catalogue of The Karanataka State Cooperative Apex Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KSCB0006018.

Products and services

Customers walking into the Tumkur Dcc Bank Ltd , Handanakere Br branch can access most of The Karanataka State Cooperative Apex Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KSCB0006018

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Karanataka State Cooperative Apex Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KSCB0006018 and the account number together uniquely identify the Tumkur Dcc Bank Ltd , Handanakere Br branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Tumkur Dcc Bank Ltd , Handanakere Br branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KSCB0006018 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC KSCB0006018

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , HANDANAKERE BR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KSCB0006018.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Tumkur Dcc Bank Ltd , Handanakere Br branch

The branch is located at TUMKUR DCCB LTD.,HANDANAKERE BR,NEAR VSSN C.N.HALLI TQ,TUMKUR DIST, which puts it inside Tumkur, the broader Tumkur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , Handanakere Br branch” — the verified location pin for IFSC KSCB0006018 should appear at the top of the results.
2. Confirm the branch is open by calling 8133-257742 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KSCB0006018 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KSCB0006018 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , HANDANAKERE BR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tumkur Dcc Bank Ltd , Handanakere Br branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KSCB0006018, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KSCB0006018 is the IFSC code of The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , HANDANAKERE BR branch, in TUMKUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.