IFSC Code of The Karanataka State Cooperative Apex Bank Limited, Tumkur Dcc Bank Ltd , Dandinashivara Br Branch, Karnataka

If you are searching for the IFSC code of The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch in TUMKUR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is KSCB0006016. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch, and detailed step-by-step guides for using the IFSC KSCB0006016 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KSCB0006016 is the IFSC of The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch. The format is fixed: KSCB = bank code, 0 = reserved, 006016 = branch identifier.

Bank profile

The Karanataka State Cooperative Apex Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tumkur Dcc Bank Ltd , Dandinashivara Br branch — IFSC KSCB0006016 — extends the bank's services to customers in and around Tumkur, Karnataka.

About this branch

The branch is located at TUMKUR DCC BANK LTD.,DANDINASHIVARA BR,NEAR BUS STAND,D.SHIVARA,T.V.KERE TQ,TUMKUR DIST. It serves the Tumkur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Karanataka State Cooperative Apex Bank Limited. The IFSC KSCB0006016 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUMKUR DCC BANK LTD , DANDINASHIVARA BR of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0006016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0006016 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Tumkur Dcc Bank Ltd , Dandinashivara Br branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KSCB0006016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KSCB0006016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0006016 across all three.

How to use IFSC KSCB0006016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KSCB0006016.
4. Confirm the bank name auto-populates as The Karanataka State Cooperative Apex Bank Limited and the branch as TUMKUR DCC BANK LTD , DANDINASHIVARA BR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KSCB0006016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , DANDINASHIVARA BR, ensure your bank's portal accepts IFSC KSCB0006016 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Karanataka State Cooperative Apex Bank Limited TUMKUR DCC BANK LTD , DANDINASHIVARA BR (IFSC KSCB0006016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KSCB0006016 in your mobile or internet banking app, and the money is credited to the TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KSCB0006016 for The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , DANDINASHIVARA BR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tumkur Dcc Bank Ltd , Dandinashivara Br branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karanataka State Cooperative Apex Bank Limited's TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch, the IFSC KSCB0006016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Tumkur Dcc Bank Ltd , Dandinashivara Br branch

Once you have an account at The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , DANDINASHIVARA BR, the IFSC KSCB0006016 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tumkur Dcc Bank Ltd , Dandinashivara Br branch can access most of The Karanataka State Cooperative Apex Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KSCB0006016

Online banking and IFSC KSCB0006016

The Karanataka State Cooperative Apex Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KSCB0006016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Tumkur Dcc Bank Ltd , Dandinashivara Br branch

The branch is located at TUMKUR DCC BANK LTD.,DANDINASHIVARA BR,NEAR BUS STAND,D.SHIVARA,T.V.KERE TQ,TUMKUR DIST, which puts it inside Tumkur, the broader Tumkur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “The Karanataka State Cooperative Apex Bank Limited Tumkur Dcc Bank Ltd , Dandinashivara Br branch” — the verified location pin for IFSC KSCB0006016 should appear at the top of the results.
2. Confirm the branch is open by calling 8139-278329 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KSCB0006016 and your account number.

Common mistakes to avoid when using IFSC KSCB0006016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Karanataka State Cooperative Apex Bank Limited – TUMKUR DCC BANK LTD , DANDINASHIVARA BR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KSCB0006016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Tumkur Dcc Bank Ltd , Dandinashivara Br are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KSCB0006016 continue to work without interruption.

Verifying IFSC KSCB0006016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KSCB0006016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8139-278329.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: KSCB0006016 is the IFSC code of The Karanataka State Cooperative Apex Bank Limited, TUMKUR DCC BANK LTD , DANDINASHIVARA BR branch, in TUMKUR, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.