IFSC Code of The Karanataka State Cooperative Apex Bank Limited, Amanath Cooperative Bank Ltd, Shivajinagar Branch, Karnataka

Below are the complete branch details for The Karanataka State Cooperative Apex Bank Limited, AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is KSCB0062002. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KSCB0062002 for The Karanataka State Cooperative Apex Bank Limited – AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Karanataka State Cooperative Apex Bank Limited – AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR is KSCB0062002. The first four letters KSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 062002 map to this branch in BENGALURU, KARNATAKA.

About The Karanataka State Cooperative Apex Bank Limited

The Karanataka State Cooperative Apex Bank Limited operates a wide network of branches across India, including the Amanath Cooperative Bank Ltd, Shivajinagar branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KSCB0062002.

Branch details at a glance

Amanath Cooperative Bank Ltd, Shivajinagar branch overview

Located at NO 43,HOSPITAL ROAD, SHIVAJINAGAR,BENGALURU-560001, the Amanath Cooperative Bank Ltd, Shivajinagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KSCB0062002 is required for all interbank electronic transfers routed through this branch.

Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0062002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0062002 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Amanath Cooperative Bank Ltd, Shivajinagar branch

Once you have an account at The Karanataka State Cooperative Apex Bank Limited – AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR, the IFSC KSCB0062002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Amanath Cooperative Bank Ltd, Shivajinagar branch can access most of The Karanataka State Cooperative Apex Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KSCB0062002

How to transfer money using IFSC KSCB0062002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0062002 across all three.

How to use IFSC KSCB0062002 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Karanataka State Cooperative Apex Bank Limited's AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KSCB0062002.
4. Confirm the bank name auto-populates as The Karanataka State Cooperative Apex Bank Limited and the branch as AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KSCB0062002

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Karanataka State Cooperative Apex Bank Limited – AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR, ensure your bank's portal accepts IFSC KSCB0062002 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Karanataka State Cooperative Apex Bank Limited – AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR, use IMPS. With IFSC KSCB0062002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Amanath Cooperative Bank Ltd, Shivajinagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KSCB0062002:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR is still linked to IFSC KSCB0062002.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karanataka State Cooperative Apex Bank Limited's AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR branch, the IFSC KSCB0062002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Amanath Cooperative Bank Ltd, Shivajinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KSCB0062002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Amanath Cooperative Bank Ltd, Shivajinagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KSCB0062002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Karanataka State Cooperative Apex Bank Limited – AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR:

• The IFSC is exactly KSCB0062002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Karanataka State Cooperative Apex Bank Limited as the bank name and AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Amanath Cooperative Bank Ltd, Shivajinagar branch sits at NO 43,HOSPITAL ROAD, SHIVAJINAGAR,BENGALURU-560001. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 80-22957751 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KSCB0062002 and your account number.

Verifying IFSC KSCB0062002 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KSCB0062002 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-22957751.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amanath Cooperative Bank Ltd, Shivajinagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KSCB0062002, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KSCB0062002 belongs to The Karanataka State Cooperative Apex Bank Limited's AMANATH COOPERATIVE BANK LTD, SHIVAJINAGAR branch, located at NO 43,HOSPITAL ROAD, SHIVAJINAGAR,BENGALURU-560001 in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.