Use this page as a one-stop reference for everything related to The Karanataka State Cooperative Apex Bank Limited's VIVEKANANDA COLLEGE EXTENSION branch in BANGALORE, KARNATAKA. The branch's IFSC code KSCB0001037 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Karanataka State Cooperative Apex Bank Limited – VIVEKANANDA COLLEGE EXTENSION is KSCB0001037. The first four letters KSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001037 map to this branch in BANGALORE, KARNATAKA.
Branch details at a glance
| Bank Name | The Karanataka State Cooperative Apex Bank Limited |
|---|---|
| Branch | Vivekananda College Extension |
| IFSC Code | KSCB0001037 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V C EXTENSION,DR RAJKUMAR ROAD,RAJAJINAGAR,BANGALORE 560055 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22976689 |
About the bank
The Karanataka State Cooperative Apex Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vivekananda College Extension branch in Bangalore, Karnataka is part of this network and uses the IFSC code KSCB0001037 for all electronic settlement.
About the Vivekananda College Extension branch
The Vivekananda College Extension branch of The Karanataka State Cooperative Apex Bank Limited is situated at V C EXTENSION,DR RAJKUMAR ROAD,RAJAJINAGAR,BANGALORE 560055. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KSCB0001037 is used.
Why every The Karanataka State Cooperative Apex Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIVEKANANDA COLLEGE EXTENSION of The Karanataka State Cooperative Apex Bank Limited — its own 11-character IFSC. The code KSCB0001037 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KSCB0001037 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KSCB0001037
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KSCB0001037 across all three.
NEFT to The Karanataka State Cooperative Apex Bank Limited, VIVEKANANDA COLLEGE EXTENSION using IFSC KSCB0001037
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KSCB0001037, and confirm that the system picks up The Karanataka State Cooperative Apex Bank Limited – VIVEKANANDA COLLEGE EXTENSION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KSCB0001037
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Karanataka State Cooperative Apex Bank Limited – VIVEKANANDA COLLEGE EXTENSION, ensure your bank's portal accepts IFSC KSCB0001037 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Karanataka State Cooperative Apex Bank Limited VIVEKANANDA COLLEGE EXTENSION (IFSC KSCB0001037)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KSCB0001037 in your mobile or internet banking app, and the money is credited to the VIVEKANANDA COLLEGE EXTENSION branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KSCB0001037 for The Karanataka State Cooperative Apex Bank Limited – VIVEKANANDA COLLEGE EXTENSION, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KSCB0001037 | Yes – KSCB0001037 | Yes – KSCB0001037 |
For most retail customers crediting the Vivekananda College Extension branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karanataka State Cooperative Apex Bank Limited's VIVEKANANDA COLLEGE EXTENSION branch, the IFSC KSCB0001037 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vivekananda College Extension branch is mapped to IFSC KSCB0001037 on the RBI payments network. The branch generally supports the full retail product catalogue of The Karanataka State Cooperative Apex Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KSCB0001037.
Products and services
Customers walking into the Vivekananda College Extension branch can access most of The Karanataka State Cooperative Apex Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KSCB0001037
MICR & cheque-truncation details
Cheques drawn on the Vivekananda College Extension branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KSCB0001037 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KSCB0001037
The Karanataka State Cooperative Apex Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VIVEKANANDA COLLEGE EXTENSION branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KSCB0001037 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Karanataka State Cooperative Apex Bank Limited – VIVEKANANDA COLLEGE EXTENSION:
- The IFSC is exactly KSCB0001037 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Karanataka State Cooperative Apex Bank Limited as the bank name and VIVEKANANDA COLLEGE EXTENSION as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vivekananda College Extension branch sits at V C EXTENSION,DR RAJKUMAR ROAD,RAJAJINAGAR,BANGALORE 560055. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22976689 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KSCB0001037 and your account number.
Verifying IFSC KSCB0001037 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KSCB0001037 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-22976689.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vivekananda College Extension are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KSCB0001037 continue to work without interruption.
Branch address & contact
The Karanataka State Cooperative Apex Bank LimitedVivekananda College Extension Branch
V C EXTENSION,DR RAJKUMAR ROAD,RAJAJINAGAR,BANGALORE 560055
Bangalore, Karnataka
Phone: 80-22976689
IFSC: KSCB0001037
Frequently asked questions
Can I use IFSC KSCB0001037 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KSCB0001037 to send funds instantly.
Is IFSC KSCB0001037 the same for all accounts at Vivekananda College Extension branch?
Yes. The IFSC KSCB0001037 is shared by every account held at The Karanataka State Cooperative Apex Bank Limited's Vivekananda College Extension branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KSCB0001037 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Karanataka State Cooperative Apex Bank Limited – Vivekananda College Extension reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vivekananda College Extension branch but serve different purposes.
What is the IFSC code of The Karanataka State Cooperative Apex Bank Limited Vivekananda College Extension branch?
The IFSC code of The Karanataka State Cooperative Apex Bank Limited, Vivekananda College Extension branch is KSCB0001037. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Karanataka State Cooperative Apex Bank Limited Vivekananda College Extension branch?
You can reach the branch at 80-22976689 during regular banking hours.
How do I add The Karanataka State Cooperative Apex Bank Limited Vivekananda College Extension as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KSCB0001037, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code KSCB0001037 belongs to The Karanataka State Cooperative Apex Bank Limited's VIVEKANANDA COLLEGE EXTENSION branch, located at V C EXTENSION,DR RAJKUMAR ROAD,RAJAJINAGAR,BANGALORE 560055 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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