Below are the complete branch details for The Karad Urban Cooperative Bank Limited, TASWADE branch, located in KARAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KUCB0488052. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KUCB0488052 for The Karad Urban Cooperative Bank Limited – TASWADE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Karad Urban Cooperative Bank Limited – TASWADE is KUCB0488052. The first four letters KUCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 488052 map to this branch in KARAD, MAHARASHTRA.
Branch details at a glance
| Bank Name | The Karad Urban Cooperative Bank Limited |
|---|---|
| Branch | Taswade |
| IFSC Code | KUCB0488052 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P-31 , KARAD INDUSTRIAL AREA , BEHIND MIDC OFFICE ,TASWADE KARAD - 415 109 |
| City | Karad |
| District | Karad |
| State | Maharashtra |
| STD Code | 2164 |
| Phone | 258004 |
Bank profile
The Karad Urban Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Taswade branch — IFSC KUCB0488052 — extends the bank's services to customers in and around Karad, Maharashtra.
About this branch
The branch is located at P-31 , KARAD INDUSTRIAL AREA , BEHIND MIDC OFFICE ,TASWADE KARAD - 415 109. It serves the Karad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Karad Urban Cooperative Bank Limited. The IFSC KUCB0488052 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Karad Urban Cooperative Bank Limited's TASWADE branch came to be assigned the code KUCB0488052.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KUCB0488052, money simply cannot be routed to the TASWADE branch electronically.
How to transfer money using IFSC KUCB0488052
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KUCB0488052 across all three.
NEFT to The Karad Urban Cooperative Bank Limited, TASWADE using IFSC KUCB0488052
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KUCB0488052, and confirm that the system picks up The Karad Urban Cooperative Bank Limited – TASWADE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TASWADE
If you need to transfer ₹2 lakh or more in one go to an account at The Karad Urban Cooperative Bank Limited's TASWADE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KUCB0488052 while initiating the transfer and the credit will appear within minutes.
IMPS to The Karad Urban Cooperative Bank Limited TASWADE (IFSC KUCB0488052)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KUCB0488052 in your mobile or internet banking app, and the money is credited to the TASWADE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KUCB0488052 for The Karad Urban Cooperative Bank Limited – TASWADE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KUCB0488052 | Yes – KUCB0488052 | Yes – KUCB0488052 |
For most retail customers crediting the Taswade branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Karad Urban Cooperative Bank Limited's TASWADE branch, the IFSC KUCB0488052 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Taswade branch is mapped to IFSC KUCB0488052 on the RBI payments network. The branch generally supports the full retail product catalogue of The Karad Urban Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KUCB0488052.
Products and services
Customers walking into the Taswade branch can access most of The Karad Urban Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KUCB0488052
MICR & cheque-truncation details
Cheques drawn on the Taswade branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KUCB0488052 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KUCB0488052
The Karad Urban Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TASWADE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KUCB0488052 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KUCB0488052
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Karad Urban Cooperative Bank Limited – TASWADE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KUCB0488052. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Taswade branch sits at P-31 , KARAD INDUSTRIAL AREA , BEHIND MIDC OFFICE ,TASWADE KARAD - 415 109. If you are travelling from outside Karad, search for the branch on a maps application using the bank name and locality, or call 2164-258004 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KUCB0488052 and your account number.
Verifying IFSC KUCB0488052 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KUCB0488052 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2164-258004.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Taswade branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KUCB0488052, however, work 24x7.
Branch address & contact
The Karad Urban Cooperative Bank LimitedTaswade Branch
P-31 , KARAD INDUSTRIAL AREA , BEHIND MIDC OFFICE ,TASWADE KARAD - 415 109
Karad, Maharashtra
Phone: 2164-258004
IFSC: KUCB0488052
Frequently asked questions
Is IFSC KUCB0488052 valid for NEFT and RTGS?
Yes. IFSC KUCB0488052 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Karad Urban Cooperative Bank Limited Taswade as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KUCB0488052, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KUCB0488052 the same for all accounts at Taswade branch?
Yes. The IFSC KUCB0488052 is shared by every account held at The Karad Urban Cooperative Bank Limited's Taswade branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KUCB0488052 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Karad Urban Cooperative Bank Limited – Taswade reflect within 30 minutes.
Can I use IFSC KUCB0488052 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KUCB0488052 to send funds instantly.
What is the IFSC code of The Karad Urban Cooperative Bank Limited Taswade branch?
The IFSC code of The Karad Urban Cooperative Bank Limited, Taswade branch is KUCB0488052. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Karad Urban Cooperative Bank Limited Taswade branch?
You can reach the branch at 2164-258004 during regular banking hours.
Where is The Karad Urban Cooperative Bank Limited Taswade branch located?
The Karad Urban Cooperative Bank Limited's Taswade branch is located at P-31 , KARAD INDUSTRIAL AREA , BEHIND MIDC OFFICE ,TASWADE KARAD - 415 109, Karad, Maharashtra.
Summary
The IFSC code KUCB0488052 belongs to The Karad Urban Cooperative Bank Limited's TASWADE branch, located at P-31 , KARAD INDUSTRIAL AREA , BEHIND MIDC OFFICE ,TASWADE KARAD - 415 109 in KARAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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