This page lists the IFSC code, branch address, contact number and fund-transfer information for The Kangra Cooperative Bank Limited, branch in . The 11-digit IFSC KANG0000010 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Kangra Cooperative Bank Limited at the location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KANG0000010 is the IFSC of The Kangra Cooperative Bank Limited's branch. The format is fixed: KANG = bank code, 0 = reserved, 000010 = branch identifier.
Branch details at a glance
| Bank Name | The Kangra Cooperative Bank Limited |
|---|---|
| IFSC Code | KANG0000010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WZ-C-21,C-22 GROUND FLOOR,POKECT-A PATEL NAGAR GARDEN,UTTAM NAGAR-110059 |
| State | Delhi |
| Phone | 65263111 |
About The Kangra Cooperative Bank Limited
The Kangra Cooperative Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KANG0000010.
About this branch
The branch is located at WZ-C-21,C-22 GROUND FLOOR,POKECT-A PATEL NAGAR GARDEN,UTTAM NAGAR-110059. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kangra Cooperative Bank Limited. The IFSC KANG0000010 is used to identify this branch on the RBI payments network.
Why every The Kangra Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of The Kangra Cooperative Bank Limited — its own 11-character IFSC. The code KANG0000010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KANG0000010 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KANG0000010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KANG0000010 across all three.
NEFT to The Kangra Cooperative Bank Limited, using IFSC KANG0000010
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KANG0000010, and confirm that the system picks up The Kangra Cooperative Bank Limited – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KANG0000010
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kangra Cooperative Bank Limited – , ensure your bank's portal accepts IFSC KANG0000010 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Kangra Cooperative Bank Limited – , use IMPS. With IFSC KANG0000010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KANG0000010 for The Kangra Cooperative Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KANG0000010 | Yes – KANG0000010 | Yes – KANG0000010 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Kangra Cooperative Bank Limited's branch, the IFSC KANG0000010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the branch
Once you have an account at The Kangra Cooperative Bank Limited – , the IFSC KANG0000010 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 65263111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KANG0000010
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KANG0000010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KANG0000010
The Kangra Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KANG0000010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KANG0000010
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kangra Cooperative Bank Limited – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KANG0000010. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the branch
The branch is located at WZ-C-21,C-22 GROUND FLOOR,POKECT-A PATEL NAGAR GARDEN,UTTAM NAGAR-110059, which puts it inside , the broader district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “The Kangra Cooperative Bank Limited branch” — the verified location pin for IFSC KANG0000010 should appear at the top of the results.
- Confirm the branch is open by calling 65263111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KANG0000010 and your account number.
Verifying IFSC KANG0000010 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KANG0000010 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 65263111.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KANG0000010 continue to work without interruption.
Branch address & contact
The Kangra Cooperative Bank LimitedBranch
WZ-C-21,C-22 GROUND FLOOR,POKECT-A PATEL NAGAR GARDEN,UTTAM NAGAR-110059
, Delhi
Phone: 65263111
IFSC: KANG0000010
Frequently asked questions
Is IFSC KANG0000010 the same for all accounts at branch?
Yes. The IFSC KANG0000010 is shared by every account held at The Kangra Cooperative Bank Limited's branch. Only the account number changes from customer to customer.
Is IFSC KANG0000010 valid for NEFT and RTGS?
Yes. IFSC KANG0000010 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
How do I add The Kangra Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KANG0000010, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Kangra Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 65263111 to confirm.
What is the IFSC code of The Kangra Cooperative Bank Limited branch?
The IFSC code of The Kangra Cooperative Bank Limited, branch is KANG0000010. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KANG0000010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KANG0000010 to send funds instantly.
Summary
The IFSC code KANG0000010 belongs to The Kangra Cooperative Bank Limited's branch, located at WZ-C-21,C-22 GROUND FLOOR,POKECT-A PATEL NAGAR GARDEN,UTTAM NAGAR-110059 in , DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
