Below are the complete branch details for The Kangra Central Cooperative Bank Limited, BARA branch, located in BARA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is KACE0000065. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KACE0000065 for The Kangra Central Cooperative Bank Limited – BARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KACE0000065 is the IFSC of The Kangra Central Cooperative Bank Limited's BARA branch. The format is fixed: KACE = bank code, 0 = reserved, 000065 = branch identifier.
Branch details at a glance
| Bank Name | The Kangra Central Cooperative Bank Limited |
|---|---|
| Branch | Bara |
| IFSC Code | KACE0000065 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO BARA DISTT. KANGRA H.P. |
| City | Bara |
| District | Hamirpur |
| State | Himachal Pradesh |
| STD Code | 1972 |
| Phone | 238040 |
About the bank
The Kangra Central Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bara branch in Bara, Himachal Pradesh is part of this network and uses the IFSC code KACE0000065 for all electronic settlement.
About the Bara branch
The Bara branch of The Kangra Central Cooperative Bank Limited is situated at VPO BARA DISTT. KANGRA H.P.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KACE0000065 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kangra Central Cooperative Bank Limited's BARA branch came to be assigned the code KACE0000065.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KACE0000065, money simply cannot be routed to the BARA branch electronically.
How to transfer money using IFSC KACE0000065
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KACE0000065 across all three.
NEFT to The Kangra Central Cooperative Bank Limited, BARA using IFSC KACE0000065
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KACE0000065, and confirm that the system picks up The Kangra Central Cooperative Bank Limited – BARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KACE0000065
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kangra Central Cooperative Bank Limited – BARA, ensure your bank's portal accepts IFSC KACE0000065 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Kangra Central Cooperative Bank Limited BARA (IFSC KACE0000065)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KACE0000065 in your mobile or internet banking app, and the money is credited to the BARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KACE0000065 for The Kangra Central Cooperative Bank Limited – BARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KACE0000065 | Yes – KACE0000065 | Yes – KACE0000065 |
For most retail customers crediting the Bara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KACE0000065
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kangra Central Cooperative Bank Limited – BARA is still mapped to IFSC KACE0000065. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KACE0000065 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bara branch
Once you have an account at The Kangra Central Cooperative Bank Limited – BARA, the IFSC KACE0000065 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1972-238040.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KACE0000065
MICR & cheque-truncation details
Cheques drawn on the Bara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KACE0000065 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KACE0000065
The Kangra Central Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KACE0000065 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KACE0000065
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kangra Central Cooperative Bank Limited – BARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KACE0000065. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bara branch
The branch is located at VPO BARA DISTT. KANGRA H.P., which puts it inside Bara, the broader Hamirpur district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “The Kangra Central Cooperative Bank Limited Bara branch” — the verified location pin for IFSC KACE0000065 should appear at the top of the results.
- Confirm the branch is open by calling 1972-238040 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KACE0000065 and your account number.
Verifying IFSC KACE0000065 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KACE0000065 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1972-238040.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KACE0000065, however, work 24x7.
Branch address & contact
The Kangra Central Cooperative Bank LimitedBara Branch
VPO BARA DISTT. KANGRA H.P.
Bara, Himachal Pradesh
Phone: 1972-238040
IFSC: KACE0000065
Frequently asked questions
Can I use IFSC KACE0000065 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KACE0000065 to send funds instantly.
How quickly will an NEFT transfer using KACE0000065 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Kangra Central Cooperative Bank Limited – Bara reflect within 30 minutes.
Does The Kangra Central Cooperative Bank Limited Bara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1972-238040 to confirm.
Is IFSC KACE0000065 valid for NEFT and RTGS?
Yes. IFSC KACE0000065 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KACE0000065 the same for all accounts at Bara branch?
Yes. The IFSC KACE0000065 is shared by every account held at The Kangra Central Cooperative Bank Limited's Bara branch. Only the account number changes from customer to customer.
What is the phone number of The Kangra Central Cooperative Bank Limited Bara branch?
You can reach the branch at 1972-238040 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bara branch but serve different purposes.
Final notes
To recap: KACE0000065 is the IFSC code of The Kangra Central Cooperative Bank Limited, BARA branch, in BARA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
