If you are searching for the IFSC code of The Kalyan Janata Sahakari Bank Ltd, ULHASNAGAR branch in ULHASNAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KJSB0000007. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ULHASNAGAR branch, and detailed step-by-step guides for using the IFSC KJSB0000007 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KJSB0000007 is the IFSC of The Kalyan Janata Sahakari Bank Ltd's ULHASNAGAR branch. The format is fixed: KJSB = bank code, 0 = reserved, 000007 = branch identifier.
About The Kalyan Janata Sahakari Bank Ltd
The Kalyan Janata Sahakari Bank Ltd operates a wide network of branches across India, including the Ulhasnagar branch in Ulhasnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KJSB0000007.
About the Ulhasnagar branch
The Ulhasnagar branch of The Kalyan Janata Sahakari Bank Ltd is situated at MARUTI CHAMBERS PLOT NO 394 OPP VITTHALWADI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KJSB0000007 is used.
Branch details at a glance
| Bank Name | The Kalyan Janata Sahakari Bank Ltd |
|---|---|
| Branch | Ulhasnagar |
| IFSC Code | KJSB0000007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MARUTI CHAMBERS PLOT NO 394 OPP VITTHALWADI |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 2583701 |
Why every The Kalyan Janata Sahakari Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ULHASNAGAR of The Kalyan Janata Sahakari Bank Ltd — its own 11-character IFSC. The code KJSB0000007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KJSB0000007 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Ulhasnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KJSB0000007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC KJSB0000007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KJSB0000007 across all three.
How to use IFSC KJSB0000007 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Kalyan Janata Sahakari Bank Ltd's ULHASNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KJSB0000007.
- Confirm the bank name auto-populates as The Kalyan Janata Sahakari Bank Ltd and the branch as ULHASNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KJSB0000007
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Kalyan Janata Sahakari Bank Ltd – ULHASNAGAR, ensure your bank's portal accepts IFSC KJSB0000007 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Kalyan Janata Sahakari Bank Ltd ULHASNAGAR (IFSC KJSB0000007)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KJSB0000007 in your mobile or internet banking app, and the money is credited to the ULHASNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KJSB0000007 for The Kalyan Janata Sahakari Bank Ltd – ULHASNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KJSB0000007 | Yes – KJSB0000007 | Yes – KJSB0000007 |
For most retail customers crediting the Ulhasnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KJSB0000007
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kalyan Janata Sahakari Bank Ltd – ULHASNAGAR is still mapped to IFSC KJSB0000007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KJSB0000007 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ulhasnagar branch is mapped to IFSC KJSB0000007 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kalyan Janata Sahakari Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KJSB0000007.
Products and services
Customers walking into the Ulhasnagar branch can access most of The Kalyan Janata Sahakari Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KJSB0000007
Online banking and IFSC KJSB0000007
The Kalyan Janata Sahakari Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the ULHASNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KJSB0000007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ulhasnagar branch
The branch is located at MARUTI CHAMBERS PLOT NO 394 OPP VITTHALWADI, which puts it inside Ulhasnagar, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Kalyan Janata Sahakari Bank Ltd Ulhasnagar branch” — the verified location pin for IFSC KJSB0000007 should appear at the top of the results.
- Confirm the branch is open by calling 251-2583701 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KJSB0000007 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Kalyan Janata Sahakari Bank Ltd – ULHASNAGAR:
- The IFSC is exactly KJSB0000007 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Kalyan Janata Sahakari Bank Ltd as the bank name and ULHASNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ulhasnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KJSB0000007, however, work 24x7.
Verifying IFSC KJSB0000007 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KJSB0000007 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 251-2583701.
- Visiting the bank's official branch locator page.
Branch address & contact
The Kalyan Janata Sahakari Bank LtdUlhasnagar Branch
MARUTI CHAMBERS PLOT NO 394 OPP VITTHALWADI
Ulhasnagar, Maharashtra
Phone: 251-2583701
IFSC: KJSB0000007
Frequently asked questions
Can I use IFSC KJSB0000007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KJSB0000007 to send funds instantly.
Where is The Kalyan Janata Sahakari Bank Ltd Ulhasnagar branch located?
The Kalyan Janata Sahakari Bank Ltd's Ulhasnagar branch is located at MARUTI CHAMBERS PLOT NO 394 OPP VITTHALWADI, Ulhasnagar, Maharashtra.
Is IFSC KJSB0000007 valid for NEFT and RTGS?
Yes. IFSC KJSB0000007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC KJSB0000007 the same for all accounts at Ulhasnagar branch?
Yes. The IFSC KJSB0000007 is shared by every account held at The Kalyan Janata Sahakari Bank Ltd's Ulhasnagar branch. Only the account number changes from customer to customer.
Does The Kalyan Janata Sahakari Bank Ltd Ulhasnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 251-2583701 to confirm.
What is the IFSC code of The Kalyan Janata Sahakari Bank Ltd Ulhasnagar branch?
The IFSC code of The Kalyan Janata Sahakari Bank Ltd, Ulhasnagar branch is KJSB0000007. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Kalyan Janata Sahakari Bank Ltd Ulhasnagar branch?
You can reach the branch at 251-2583701 during regular banking hours.
How quickly will an NEFT transfer using KJSB0000007 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Kalyan Janata Sahakari Bank Ltd – Ulhasnagar reflect within 30 minutes.
Summary
The IFSC code KJSB0000007 belongs to The Kalyan Janata Sahakari Bank Ltd's ULHASNAGAR branch, located at MARUTI CHAMBERS PLOT NO 394 OPP VITTHALWADI in ULHASNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
