IFSC Code of The Kalyan Janata Sahakari Bank Ltd, The Konark Urban Co-Op Bank Ltd - Siru Chowk Br Branch, Maharashtra

Below are the complete branch details for The Kalyan Janata Sahakari Bank Ltd, THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR branch, located in ULHASNAGAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KJSB0KUB254. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KJSB0KUB254 for The Kalyan Janata Sahakari Bank Ltd – THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KJSB0KUB254 is the IFSC of The Kalyan Janata Sahakari Bank Ltd's THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR branch. The format is fixed: KJSB = bank code, 0 = reserved, KUB254 = branch identifier.

About The Kalyan Janata Sahakari Bank Ltd

The Kalyan Janata Sahakari Bank Ltd operates a wide network of branches across India, including the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch in Ulhasnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KJSB0KUB254.

Branch details at a glance

The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch overview

Located at SHOP NO 563,MOHAN EMPIRE,ULHASNAGAR 421002, the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KJSB0KUB254 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Kalyan Janata Sahakari Bank Ltd's THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR branch came to be assigned the code KJSB0KUB254.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KJSB0KUB254, money simply cannot be routed to the THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR branch electronically.

Products and account variants supported

Every account opened at the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch is mapped to IFSC KJSB0KUB254 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kalyan Janata Sahakari Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KJSB0KUB254.

Banking services available

The The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2711106.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KJSB0KUB254

How to transfer money using IFSC KJSB0KUB254

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KJSB0KUB254 across all three.

NEFT to The Kalyan Janata Sahakari Bank Ltd, THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR using IFSC KJSB0KUB254

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KJSB0KUB254, and confirm that the system picks up The Kalyan Janata Sahakari Bank Ltd – THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR

If you need to transfer ₹2 lakh or more in one go to an account at The Kalyan Janata Sahakari Bank Ltd's THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KJSB0KUB254 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Kalyan Janata Sahakari Bank Ltd – THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR, use IMPS. With IFSC KJSB0KUB254 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KJSB0KUB254 for The Kalyan Janata Sahakari Bank Ltd – THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KJSB0KUB254

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kalyan Janata Sahakari Bank Ltd – THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR is still mapped to IFSC KJSB0KUB254. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KJSB0KUB254 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KJSB0KUB254 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KJSB0KUB254 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Kalyan Janata Sahakari Bank Ltd – THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR:

• The IFSC is exactly KJSB0KUB254 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Kalyan Janata Sahakari Bank Ltd as the bank name and THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch sits at SHOP NO 563,MOHAN EMPIRE,ULHASNAGAR 421002. If you are travelling from outside Ulhasnagar, search for the branch on a maps application using the bank name and locality, or call 251-2711106 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KJSB0KUB254 and your account number.

Verifying IFSC KJSB0KUB254 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KJSB0KUB254 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 251-2711106.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Konark Urban Co-Op Bank Ltd - Siru Chowk Br are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KJSB0KUB254 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KJSB0KUB254 is the IFSC code of The Kalyan Janata Sahakari Bank Ltd, THE KONARK URBAN CO-OP BANK LTD - SIRU CHOWK BR branch, in ULHASNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.