Use this page as a one-stop reference for everything related to The Kalyan Janata Sahakari Bank Ltd's BADALAPUR branch in BADALAPUR, MAHARASHTRA. The branch's IFSC code KJSB0000013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Kalyan Janata Sahakari Bank Ltd's BADALAPUR branch, the IFSC KJSB0000013 breaks down as follows: KJSB identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.
Branch details at a glance
| Bank Name | The Kalyan Janata Sahakari Bank Ltd |
|---|---|
| Branch | Badalapur |
| IFSC Code | KJSB0000013 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ADARSHA VIDYA MANDIR,KULGAON, BADALAPUR 421503 |
| City | Badalapur |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 2691109 |
About the bank
The Kalyan Janata Sahakari Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Badalapur branch in Badalapur, Maharashtra is part of this network and uses the IFSC code KJSB0000013 for all electronic settlement.
About this branch
The branch is located at ADARSHA VIDYA MANDIR,KULGAON, BADALAPUR 421503. It serves the Badalapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Kalyan Janata Sahakari Bank Ltd. The IFSC KJSB0000013 is used to identify this branch on the RBI payments network.
Why every The Kalyan Janata Sahakari Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BADALAPUR of The Kalyan Janata Sahakari Bank Ltd — its own 11-character IFSC. The code KJSB0000013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KJSB0000013 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KJSB0000013
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KJSB0000013 across all three.
NEFT to The Kalyan Janata Sahakari Bank Ltd, BADALAPUR using IFSC KJSB0000013
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KJSB0000013, and confirm that the system picks up The Kalyan Janata Sahakari Bank Ltd – BADALAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BADALAPUR
If you need to transfer ₹2 lakh or more in one go to an account at The Kalyan Janata Sahakari Bank Ltd's BADALAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KJSB0000013 while initiating the transfer and the credit will appear within minutes.
IMPS to The Kalyan Janata Sahakari Bank Ltd BADALAPUR (IFSC KJSB0000013)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KJSB0000013 in your mobile or internet banking app, and the money is credited to the BADALAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KJSB0000013 for The Kalyan Janata Sahakari Bank Ltd – BADALAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KJSB0000013 | Yes – KJSB0000013 | Yes – KJSB0000013 |
For most retail customers crediting the Badalapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KJSB0000013
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Kalyan Janata Sahakari Bank Ltd – BADALAPUR is still mapped to IFSC KJSB0000013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KJSB0000013 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Badalapur branch is mapped to IFSC KJSB0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of The Kalyan Janata Sahakari Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KJSB0000013.
Products and services
Customers walking into the Badalapur branch can access most of The Kalyan Janata Sahakari Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KJSB0000013
MICR & cheque-truncation details
Cheques drawn on the Badalapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KJSB0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Badalapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KJSB0000013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KJSB0000013
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Kalyan Janata Sahakari Bank Ltd – BADALAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KJSB0000013. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Badalapur branch sits at ADARSHA VIDYA MANDIR,KULGAON, BADALAPUR 421503. If you are travelling from outside Badalapur, search for the branch on a maps application using the bank name and locality, or call 251-2691109 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KJSB0000013 and your account number.
Verifying IFSC KJSB0000013 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KJSB0000013 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 251-2691109.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Badalapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KJSB0000013 continue to work without interruption.
Branch address & contact
The Kalyan Janata Sahakari Bank LtdBadalapur Branch
ADARSHA VIDYA MANDIR,KULGAON, BADALAPUR 421503
Badalapur, Maharashtra
Phone: 251-2691109
IFSC: KJSB0000013
Frequently asked questions
How quickly will an NEFT transfer using KJSB0000013 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Kalyan Janata Sahakari Bank Ltd – Badalapur reflect within 30 minutes.
What is the phone number of The Kalyan Janata Sahakari Bank Ltd Badalapur branch?
You can reach the branch at 251-2691109 during regular banking hours.
Can I use IFSC KJSB0000013 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KJSB0000013 to send funds instantly.
Is IFSC KJSB0000013 valid for NEFT and RTGS?
Yes. IFSC KJSB0000013 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badalapur branch but serve different purposes.
Where is The Kalyan Janata Sahakari Bank Ltd Badalapur branch located?
The Kalyan Janata Sahakari Bank Ltd's Badalapur branch is located at ADARSHA VIDYA MANDIR,KULGAON, BADALAPUR 421503, Badalapur, Maharashtra.
How do I add The Kalyan Janata Sahakari Bank Ltd Badalapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KJSB0000013, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KJSB0000013 the same for all accounts at Badalapur branch?
Yes. The IFSC KJSB0000013 is shared by every account held at The Kalyan Janata Sahakari Bank Ltd's Badalapur branch. Only the account number changes from customer to customer.
Summary
The IFSC code KJSB0000013 belongs to The Kalyan Janata Sahakari Bank Ltd's BADALAPUR branch, located at ADARSHA VIDYA MANDIR,KULGAON, BADALAPUR 421503 in BADALAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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