IFSC Code of The Jalgaon Peopels Cooperative Bank Limited, Paud Road Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Jalgaon Peopels Cooperative Bank Limited's PAUD ROAD branch in PUNE, MAHARASHTRA. The branch's IFSC code JPCB0000020 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Jalgaon Peopels Cooperative Bank Limited's PAUD ROAD branch, the IFSC JPCB0000020 breaks down as follows: JPCB identifies the bank, 0 is the reserved character, and 000020 identifies this particular branch.

About the bank

The Jalgaon Peopels Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Paud Road branch in Pune, Maharashtra is part of this network and uses the IFSC code JPCB0000020 for all electronic settlement.

About the Paud Road branch

The Paud Road branch of The Jalgaon Peopels Cooperative Bank Limited is situated at S.NO. 135/12 B, PLOT NO. 1, PRABHA SOC.PAUD RAOAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JPCB0000020 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Jalgaon Peopels Cooperative Bank Limited's PAUD ROAD branch came to be assigned the code JPCB0000020.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JPCB0000020, money simply cannot be routed to the PAUD ROAD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Paud Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JPCB0000020 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JPCB0000020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JPCB0000020 across all three.

NEFT to The Jalgaon Peopels Cooperative Bank Limited, PAUD ROAD using IFSC JPCB0000020

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JPCB0000020, and confirm that the system picks up The Jalgaon Peopels Cooperative Bank Limited – PAUD ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PAUD ROAD

If you need to transfer ₹2 lakh or more in one go to an account at The Jalgaon Peopels Cooperative Bank Limited's PAUD ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JPCB0000020 while initiating the transfer and the credit will appear within minutes.

IMPS to The Jalgaon Peopels Cooperative Bank Limited PAUD ROAD (IFSC JPCB0000020)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JPCB0000020 in your mobile or internet banking app, and the money is credited to the PAUD ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JPCB0000020 for The Jalgaon Peopels Cooperative Bank Limited – PAUD ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Paud Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JPCB0000020

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Jalgaon Peopels Cooperative Bank Limited – PAUD ROAD is still mapped to IFSC JPCB0000020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JPCB0000020 and the beneficiary's account number to complete the transfer.

Account types you can open at the Paud Road branch

Once you have an account at The Jalgaon Peopels Cooperative Bank Limited – PAUD ROAD, the IFSC JPCB0000020 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Paud Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-25447893.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JPCB0000020

Digital banking channels

Most day-to-day work that customers used to do at the Paud Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JPCB0000020 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Paud Road branch sits at S.NO. 135/12 B, PLOT NO. 1, PRABHA SOC.PAUD RAOAD. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-25447893 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JPCB0000020 and your account number.

Common mistakes to avoid when using IFSC JPCB0000020

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Jalgaon Peopels Cooperative Bank Limited – PAUD ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JPCB0000020.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Paud Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JPCB0000020 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JPCB0000020 for The Jalgaon Peopels Cooperative Bank Limited – PAUD ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JPCB0000020 belongs to The Jalgaon Peopels Cooperative Bank Limited's PAUD ROAD branch, located at S.NO. 135/12 B, PLOT NO. 1, PRABHA SOC.PAUD RAOAD in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.