IFSC Code of The Jalgaon Peopels Cooperative Bank Limited, Vitthal Peth Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Jalgaon Peopels Cooperative Bank Limited, VITTHAL PETH branch in JALGAON. The 11-digit IFSC JPCB0000004 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Jalgaon Peopels Cooperative Bank Limited at the VITTHAL PETH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JPCB0000004 is the IFSC of The Jalgaon Peopels Cooperative Bank Limited's VITTHAL PETH branch. The format is fixed: JPCB = bank code, 0 = reserved, 000004 = branch identifier.

About the bank

The Jalgaon Peopels Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vitthal Peth branch in Jalgaon, Maharashtra is part of this network and uses the IFSC code JPCB0000004 for all electronic settlement.

About the Vitthal Peth branch

The Vitthal Peth branch of The Jalgaon Peopels Cooperative Bank Limited is situated at CST NO 159/3A , VITTHAL PETH.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JPCB0000004 is used.

Branch details at a glance

Why every The Jalgaon Peopels Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VITTHAL PETH of The Jalgaon Peopels Cooperative Bank Limited — its own 11-character IFSC. The code JPCB0000004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JPCB0000004 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Jalgaon Peopels Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JPCB0000004 and the account number together uniquely identify the Vitthal Peth branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC JPCB0000004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JPCB0000004 across all three.

NEFT to The Jalgaon Peopels Cooperative Bank Limited, VITTHAL PETH using IFSC JPCB0000004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JPCB0000004, and confirm that the system picks up The Jalgaon Peopels Cooperative Bank Limited – VITTHAL PETH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VITTHAL PETH

If you need to transfer ₹2 lakh or more in one go to an account at The Jalgaon Peopels Cooperative Bank Limited's VITTHAL PETH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JPCB0000004 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Jalgaon Peopels Cooperative Bank Limited – VITTHAL PETH, use IMPS. With IFSC JPCB0000004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vitthal Peth

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JPCB0000004:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VITTHAL PETH is still linked to IFSC JPCB0000004.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JPCB0000004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Jalgaon Peopels Cooperative Bank Limited – VITTHAL PETH is still mapped to IFSC JPCB0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JPCB0000004 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vitthal Peth branch

Once you have an account at The Jalgaon Peopels Cooperative Bank Limited – VITTHAL PETH, the IFSC JPCB0000004 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vitthal Peth branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 257-2227718.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JPCB0000004

Digital banking channels

Most day-to-day work that customers used to do at the Vitthal Peth branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JPCB0000004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Vitthal Peth branch sits at CST NO 159/3A , VITTHAL PETH.. If you are travelling from outside Jalgaon, search for the branch on a maps application using the bank name and locality, or call 257-2227718 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JPCB0000004 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Jalgaon Peopels Cooperative Bank Limited – VITTHAL PETH:

• The IFSC is exactly JPCB0000004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Jalgaon Peopels Cooperative Bank Limited as the bank name and VITTHAL PETH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vitthal Peth branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JPCB0000004, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JPCB0000004 for The Jalgaon Peopels Cooperative Bank Limited – VITTHAL PETH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: JPCB0000004 is the IFSC code of The Jalgaon Peopels Cooperative Bank Limited, VITTHAL PETH branch, in JALGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.