IFSC Code of The Jalgaon Peopels Cooperative Bank Limited, M.I.D.C. Branch, Maharashtra

If you are searching for the IFSC code of The Jalgaon Peopels Cooperative Bank Limited, M.I.D.C. branch in JALGAON, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JPCB0000005. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the M.I.D.C. branch, and detailed step-by-step guides for using the IFSC JPCB0000005 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JPCB0000005 is the IFSC of The Jalgaon Peopels Cooperative Bank Limited's M.I.D.C. branch. The format is fixed: JPCB = bank code, 0 = reserved, 000005 = branch identifier.

Branch details at a glance

Bank profile

The Jalgaon Peopels Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The M.I.D.C. branch — IFSC JPCB0000005 — extends the bank's services to customers in and around Jalgaon, Maharashtra.

About the M.I.D.C. branch

The M.I.D.C. branch of The Jalgaon Peopels Cooperative Bank Limited is situated at SHRIPATI COMPOUND,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JPCB0000005 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Jalgaon Peopels Cooperative Bank Limited's M.I.D.C. branch came to be assigned the code JPCB0000005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JPCB0000005, money simply cannot be routed to the M.I.D.C. branch electronically.

How to transfer money using IFSC JPCB0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JPCB0000005 across all three.

How to use IFSC JPCB0000005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Jalgaon Peopels Cooperative Bank Limited's M.I.D.C. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JPCB0000005.
4. Confirm the bank name auto-populates as The Jalgaon Peopels Cooperative Bank Limited and the branch as M.I.D.C..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to M.I.D.C.

If you need to transfer ₹2 lakh or more in one go to an account at The Jalgaon Peopels Cooperative Bank Limited's M.I.D.C. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JPCB0000005 while initiating the transfer and the credit will appear within minutes.

IMPS to The Jalgaon Peopels Cooperative Bank Limited M.I.D.C. (IFSC JPCB0000005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JPCB0000005 in your mobile or internet banking app, and the money is credited to the M.I.D.C. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JPCB0000005 for The Jalgaon Peopels Cooperative Bank Limited – M.I.D.C., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the M.I.D.C. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JPCB0000005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Jalgaon Peopels Cooperative Bank Limited – M.I.D.C. is still mapped to IFSC JPCB0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JPCB0000005 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the M.I.D.C. branch is mapped to IFSC JPCB0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Jalgaon Peopels Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JPCB0000005.

Products and services

Customers walking into the M.I.D.C. branch can access most of The Jalgaon Peopels Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JPCB0000005

MICR & cheque-truncation details

Cheques drawn on the M.I.D.C. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JPCB0000005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the M.I.D.C. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JPCB0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Jalgaon Peopels Cooperative Bank Limited – M.I.D.C.:

• The IFSC is exactly JPCB0000005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Jalgaon Peopels Cooperative Bank Limited as the bank name and M.I.D.C. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The M.I.D.C. branch sits at SHRIPATI COMPOUND,. If you are travelling from outside Jalgaon, search for the branch on a maps application using the bank name and locality, or call 257-2272811 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JPCB0000005 and your account number.

Verifying IFSC JPCB0000005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JPCB0000005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 257-2272811.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The M.I.D.C. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JPCB0000005, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JPCB0000005 belongs to The Jalgaon Peopels Cooperative Bank Limited's M.I.D.C. branch, located at SHRIPATI COMPOUND, in JALGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.