IFSC Code of The Jalgaon Peopels Cooperative Bank Limited, Ganesh Colony Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Jalgaon Peopels Cooperative Bank Limited, GANESH COLONY branch in JALGAON. The 11-digit IFSC JPCB0000006 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Jalgaon Peopels Cooperative Bank Limited at the GANESH COLONY location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY is JPCB0000006. The first four letters JPCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000006 map to this branch in JALGAON, MAHARASHTRA.

Branch details at a glance

About the bank

The Jalgaon Peopels Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganesh Colony branch in Jalgaon, Maharashtra is part of this network and uses the IFSC code JPCB0000006 for all electronic settlement.

About the Ganesh Colony branch

The Ganesh Colony branch of The Jalgaon Peopels Cooperative Bank Limited is situated at BALAJI SANKUL,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JPCB0000006 is used.

Why every The Jalgaon Peopels Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANESH COLONY of The Jalgaon Peopels Cooperative Bank Limited — its own 11-character IFSC. The code JPCB0000006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JPCB0000006 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC JPCB0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JPCB0000006 across all three.

How to use IFSC JPCB0000006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Jalgaon Peopels Cooperative Bank Limited's GANESH COLONY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JPCB0000006.
4. Confirm the bank name auto-populates as The Jalgaon Peopels Cooperative Bank Limited and the branch as GANESH COLONY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JPCB0000006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY, ensure your bank's portal accepts IFSC JPCB0000006 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY, use IMPS. With IFSC JPCB0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ganesh Colony

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JPCB0000006:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANESH COLONY is still linked to IFSC JPCB0000006.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JPCB0000006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY is still mapped to IFSC JPCB0000006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JPCB0000006 and the beneficiary's account number to complete the transfer.

Account types you can open at the Ganesh Colony branch

Once you have an account at The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY, the IFSC JPCB0000006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ganesh Colony branch can access most of The Jalgaon Peopels Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JPCB0000006

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Jalgaon Peopels Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JPCB0000006 and the account number together uniquely identify the Ganesh Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC JPCB0000006

The Jalgaon Peopels Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GANESH COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JPCB0000006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY:

• The IFSC is exactly JPCB0000006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Jalgaon Peopels Cooperative Bank Limited as the bank name and GANESH COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ganesh Colony branch sits at BALAJI SANKUL,. If you are travelling from outside Jalgaon, search for the branch on a maps application using the bank name and locality, or call 257-2252704 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JPCB0000006 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JPCB0000006 for The Jalgaon Peopels Cooperative Bank Limited – GANESH COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ganesh Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JPCB0000006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JPCB0000006 is the IFSC code of The Jalgaon Peopels Cooperative Bank Limited, GANESH COLONY branch, in JALGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.